36 Dunbar Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 36 Dunbar Rd, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,665 sqft · built 2017
Lot Size	0.572 acres (24,899 sqft)
Owner	Individual Name on File
Last Sale	$462,500 (Jul 2017)
Tax Bill	$13,435 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:038.0-0000-0074.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:038.0-0000-0074.0`
Alternative APNs	`M:038.0=0000=0074.0` `1370000000140` `1370000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,665 sqft Living Area
Gross Area	5,090 sqft
Basement Area	373 sqft
Unfinished Basement	373 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,899 sqft (0.572 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1370000000140
Street Address	36 DUNBAR RD
City	READING
State	MA
Zip	01867-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4005
Census Tract	334300

Owner

36 Dunbar Rd is owned and occupied by an individual who bought it in July 2017.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	36 DUNBAR RD, READING, MA 01867-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit EAGLE BANK
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
Jul 19, 2017	Quit Claim Deed, Transfer MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2017 · Amount on File
Deed Sale	Jul 19, 2017 · Amount on File
Prior Sale	May 20, 1976 · Amount on File
Deed Document Number	2017112989
Deed Book / Page	69629 / 327
Transfer Doc	069629-327
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Recording Date	May 19, 2026
Property Address	36 DUNBAR RD, READING, MA 01867-1411
Document Number	085614-498
Book / Page	85614 / 498
Instrument Date	May 7, 2026
Instrument	202657420
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 DUNBAR RD, READING, MA 01867-1411

Mortgage

Document Number	0000057420,
Date	May 19, 2026
Book Page	85614/498
Instrument	202657420

Lender

Name	EAGLE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	36 DUNBAR RD, READING, MA 01867-1411
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076666-259
Date	Jan 11, 2021
Book Page	76666/259
Instrument	6296

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	36 DUNBAR RD, READING, MA 01867-1411
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079195-57
Date	Nov 22, 2021
Book Page	79195/57
Instrument	253933

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	36 DUNBAR RD, READING, MA 01867-1411
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79195-57
Date	Nov 22, 2021
Book Page	79195/57
Instrument	253933

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 19, 2017
Property Address	36 DUNBAR RD, READING, MA 01867-1411
Document Number	69629-327
Book / Page	69629 / 327
Instrument	112989
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 DUNBAR RD, READING, MA 01867-1411

Mortgage

Document Number	696290330
Date	Jul 19, 2017
Instrument	69629/0330

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 36 Dunbar Rd was $13,435, up 2.4% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,435.00 (+2.35%)	$1,225,800 (+6.37%) Land $567,800 Building $634,900	$1,309,373 (+25.5%)
2025	$13,126.00 (+1.12%)	$1,152,400 (+4.04%) Land $538,100 Building $614,300	$1,043,290 (+2.32%)
2024	$12,981.00 (+3.11%)	$1,107,600 (+10.77%) Land $517,000 Building $590,600	$1,019,635
2023	$12,589.00	$999,900 Land $466,100 Building $533,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Dunbar Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Dunbar Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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