36 Dexter St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 36 Dexter St, Cumberland, RI 02864

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,512 sqft · built 1927
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Apr 2026)
Tax Bill	$5,115 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-0017-92`

Property Details

APN / Parcel Number

Primary APN	`3-0017-92`
Alternative APNs	`CUMB M:007 B:0456 L:000` `8949-00`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	5,490 sqft
1st Floor Area	1,316 sqft
Attic	Attic
Attic Area	1,320 sqft
Basement Area	1,294 sqft
Unfinished Basement	1,294 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3-0017-92
Street Address	36 DEXTER ST
City	CUMBERLAND
State	RI
Zip	02864-7807
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	110
Legal Block	456
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5010
Census Tract	11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lonsdale Historic District listed 1984 · 121 contributing resources · NRIS 84002022

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 DEXTER ST, CUMBERLAND, RI 02864-7807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · FHA Mortgage BAYCOAST MORTGAGE COMPANY
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage CMV HOME LOANS
Nov 30, 2023	Warranty Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Nov 30, 2023 · Amount on Record
Deed Book / Page	2027 / 468
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	36 DEXTER ST, CUMBERLAND, RI 02864-7807
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002009-332
Date	Aug 28, 2025
Book Page	2009/332
Instrument	150830

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 9, 2026
Property Address	36 DEXTER ST, CUMBERLAND, RI 02864-7807
Document Number	002027-468
Book / Page	2027 / 468
Instrument Date	Apr 8, 2026
Instrument	2026154470
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 DEXTER ST, CUMBERLAND, RI 02864-7807

Mortgage

Date	Apr 9, 2026

Lender

Name	CMV HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 30, 2023
Property Address	36 DEXTER ST, CUMBERLAND, RI 02864-7807
Document Number	001968-642
Book / Page	1968 / 642
Instrument Date	Nov 30, 2023
Instrument	141730
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 DEXTER ST, CUMBERLAND, RI 02864-7807

Mortgage

Document Number	0000141731
Date	Nov 30, 2023
Instrument	141731

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,115.00 (+8.41%)	$511,000 (+32.9%) Land $172,700 Building $338,300	$574,143
2025	$4,718.00 (+5.6%)	$384,500 (-) Land $87,700 Building $296,800
2023	$4,468.00 (+34.98%)	$384,500 (+74.14%) Land $87,700 Building $296,800
2022	$3,310.00	$220,800 Land $64,300 Building $156,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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