Campbell County property record for 36 Covert Pl, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,310 sqft · built 1979 |
| Owner | Individual Name on File |
| Last Sale | $459,900 (Nov 2022) |
| Tax Bill | $1,900 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-14-334.00 |
| Primary APN | 999-99-14-334.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,310 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 258 ft deep x 221 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999914334.00 |
|---|---|
| Street Address | 36 COVERT PL |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 REVISED COVERT IV PHASE 1 |
| Legal Subdivision | COVERT |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 51300 |
36 Covert Pl is owned and occupied by an individual who bought it in November 2022.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 36 COVERT PL, FORT THOMAS, KY 41075-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Prior Sale | May 21, 2020 · Amount on File |
| Deed Document Number | 5162433 |
| Deed Book / Page | D846 / 157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 23, 2022 |
| Property Address | 36 COVERT PL, FORT THOMAS, KY 41075-1010 |
| Document Number | 0005162433 |
| Book / Page | D846 / 157 |
| Map Reference | MB 7 PG 8E1 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 5162433 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | MILLENNIAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36 COVERT PL, 36, FORT THOMAS, KY 41075-1010 |
| Name | Verified Name |
|---|---|
| Address | 36 COVERT PL, FORT THOMAS, KY 41075-1010 |
| Document Number | 0005162434 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 5162434 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 36 COVERT PL, FORT THOMAS, KY 41075-1010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0005147660 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | M2328/389 |
| Instrument | 5147660 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 21, 2020 |
| Property Address | 36 COVERT PL, FORT THOMAS, KY 41075-1010 |
| Document Number | 0005110202 |
| Book / Page | D813 / 10 |
| Map Reference | MB 7 PG 8E1 |
| Instrument Date | May 14, 2020 |
| Instrument | 5110202 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 E 8TH ST, 212, COVINGTON, KY 41011-3202 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 36 COVERT PL, FORT THOMAS, KY 41075-1010 |
| Document Number | 0005110203 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 5110203 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 36 Covert Pl was $1,900.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,900.00 | $515,000 Land $150,000 Building $365,000 | $515,000 Land $150,000 Building $365,000 |
| 2023 | $1,816.00 (+22.87%) | $459,900 (+26%) Land $150,000 Building $309,900 | $459,900 (+26%) Land $150,000 Building $309,900 |
| 2022 | $1,478.00 | $365,000 Land $150,000 Building $215,000 | $365,000 Land $150,000 Building $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 36 Covert Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 36 Covert Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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