Clay County property record for 36 Cherrywood Ter, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,240 sqft · built 1989 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,000 (Sep 2013) |
| Tax Bill | $905 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 545900671819 |
| Primary APN | 545900671819 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 2,240 sqft Heated Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Account Number | 15630301 |
|---|---|
| Street Address | 36 CHERRYWOOD TER |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-9123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HWY 69 LOT D |
| Legal Subdivision | ELWIN T PIWETZ & E F PIWETZ |
| Legal Lot Number | D |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 36 CHERRYWOOD TER, HAYESVILLE, NC 28904-9123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2013 · Amount on Record |
| Deed Sale | Sep 12, 2013 · Amount on Record |
| Prior Sale | Oct 11, 2006 · Amount on Record |
| Deed Document Number | 20132269 |
| Deed Book / Page | 379 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 36 CHERRYWOOD TER, HAYESVILLE, NC 28904-9123 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Name | Verified Name |
|---|
| Document Number | H15/3 |
|---|---|
| Date | May 15, 2020 |
| Book Page | H15/3 |
| Instrument | 2020001050 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $905.00 (+9.43%) | $259,800 (+67.83%) Land $32,500 Building $227,300 | $259,800 (+67.83%) Land $32,500 Building $227,300 |
| 2025 | $827.00 (+16.15%) | $154,800 (-) Land $25,000 Building $129,800 | $154,800 (-) Land $25,000 Building $129,800 |
| 2023 | $712.00 | $154,800 Land $25,000 Building $129,800 | $154,800 Land $25,000 Building $129,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Blue Ridge Mountain EMC.
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