36 Cadwell Ct, Conowingo, MD 21918 Property Records

Cecil County property record for 36 Cadwell Ct, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,970 sqft · built 1999
Lot Size	4.73 acres (206,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Oct 2025)
Tax Bill	$6,666 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-038321`

Property Details

APN / Parcel Number

Primary APN	`07-038321`
Alternative APNs	`7038321` `038321`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,970 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	206,039 sqft (4.73 acres)
Garage Type	Mixed
Garage Area	1,968 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Slab
Porch Area	1,002 sqft
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	038321
Street Address	36 CADWELL CT
City	CONOWINGO
State	MD
Zip	21918-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 11 - 4.732 ACRES 36 CADWELL COURT THE BLUFFS
Legal Subdivision	BLUFFS
Legal Lot Number	11
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	1
Census Block	1004
Census Tract	31201

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 CADWELL CT, CONOWINGO, MD 21918-1712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 15, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Nov 27, 1996 · Amount on Record
Deed Book / Page	5681 / 184
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 3, 2025
Property Address	36 CADWELL CT, CONOWINGO, MD 21918-1712
Document Number	0056810184
Book / Page	5681 / 184
Map Reference	MB 79 FO 118
Instrument Date	Sep 19, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	36 CALDWELL COURT, CONOWINGO, MD 21918-1712
Investor	Possibly a Property Investor

Mortgage

Document Number	0005681188
Date	Oct 3, 2025
Instrument	5681/188

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	36 CADWELL CT, CONOWINGO, MD 21918-1712
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047470401
Date	Dec 15, 2020
Book Page	4747/401

Lender

Name	FREEDOM FCU
Type	Credit Union
Address	BEL AIR, MD 21014

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Nov 24, 2025

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,666.00 (+13.23%) Homeowner's exemption	$609,200 (+7.07%) Land $109,000 Building $500,200	$609,200 (-) Land $109,000 Building $500,200
2025	$5,887.00 (+23.83%) Homeowner's exemption	$568,967 (+16.47%)	$609,200 (+24.71%) Land $109,000 Building $500,200
2023	$4,754.00 Homeowner's exemption	$488,500 Land $109,000 Building $379,500	$488,500 Land $109,000 Building $379,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 units insured incl. 24 condo units
Nearby Flood Claims	10 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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