Cabarrus County property record for 36 Bluff Ave SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,184 sqft · built 1935 |
| Lot Size | 0.266 acres (11,550 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,500 (Jun 2021) |
| Tax Bill | $1,499 (2023) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5529 34 3419 |
| Primary APN | 5529 34 3419 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 1,516 sqft |
| 1st Floor Area | 1,184 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,550 sqft (0.266 acres) |
| Lot Dimensions | 154 ft deep x 75 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 147447 |
|---|---|
| Street Address | 36 BLUFF AVE SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | P/O LTS 14-19 JACKSON PARK BLK B |
| Legal Subdivision | WHITEHALL PHIFER PARK |
| Legal Block | B |
| Legal Lot Number | 14-19 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 42000 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 36 BLUFF AVE SW, CONCORD, NC 28027-5016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| May 23, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on Record |
| Deed Sale | Jun 29, 2021 · Amount on Record |
| Prior Sale | May 23, 2018 · Amount on Record |
| Deed Book / Page | 15288 / 270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 29, 2021 |
| Property Address | 36 BLUFF AVE SW, CONCORD, NC 28027-5016 |
| Document Number | 0015288270 |
| Book / Page | 15288 / 270 |
| Map Reference | MB 2 PG 40A |
| Instrument Date | Jun 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $371.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 TURNBUCKLE CT, 112, SAVANNAH, GA 31410-2017 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 36 BLUFF AVE SW, CONCORD, NC 28027-5016 |
| Document Number | 0015288273 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 15288/273 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 23, 2018 |
| Property Address | 36 BLUFF AVE SW, CONCORD, NC 28027-5016 |
| Document Number | 1301097 |
| Book / Page | 013010 / 000097 |
| Instrument Date | May 17, 2018 |
| Instrument | 12092 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 BLUFF AVE SW CONCORD NC 280275016, CONCORD, NC 28027-5016 |
| Document Number | 13010101 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 013010/000101 |
| Instrument | 12093 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2048 |
| Document Number | 13010118, |
|---|---|
| Date | May 23, 2018 |
| Book Page | 013010/000118 |
| Instrument | 12094 |
| Name | CAPITAL AREA HSNG FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | RALEIGH, NC 27611-8066 |
| Amount | Amount Recorded |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,970 (+74.2%) Land $50,000 Building $163,970 | ||
| 2024 | $213,970 (+74.2%) Land $50,000 Building $163,970 | ||
| 2023 | $1,499.00 | $122,830 Land $30,000 Building $92,830 | $122,830 Land $30,000 Building $92,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (2008–2020) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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