Middlesex County and Dracut Town property record for 36 Bancroft St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,305 sqft · built 1962 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Aug 2018) |
| Tax Bill | $4,835 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:49 L:12 |
| Primary APN | DRAC M:49 L:12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 2,565 sqft |
| 1st Floor Area | 1,305 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 557626 |
|---|---|
| Street Address | 36 BANCROFT ST |
| City | DRACUT |
| State | MA |
| Zip | 01826-3602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 12 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 314200 |
36 Bancroft St is owned and occupied by an individual who bought it in August 2018.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 36 BANCROFT ST, DRACUT, MA 01826-3602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Oct 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Dec 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage PRIME CHOICE FUNDING |
| Aug 21, 2018 | Quit Claim Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on File |
| Deed Sale | Aug 21, 2018 · Amount on File |
| Prior Sale | May 3, 2016 · Amount on File |
| Deed Book / Page | 32345 / 53 |
| Transfer Doc | 0032345-53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 36 BANCROFT ST, DRACUT, MA 01826-3602 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036356-264 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 36356/264 |
| Instrument | 59120 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 36 BANCROFT ST, DRACUT, MA 01826-3602 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36356-264 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 36356/264 |
| Instrument | 59120 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 36 BANCROFT ST, DRACUT, MA 01826-3602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33616-261 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 33616/261 |
| Instrument | 53840 |
| Name | PRIME CHOICE FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Aug 21, 2018 |
| Property Address | 36 BANCROFT ST, DRACUT, MA 01826-3602 |
| Document Number | 32345-53 |
| Book / Page | 032345 / 000053 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 36373 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 BANCROFT ST DRACUT MA 018263602, DRACUT, MA 01826-3602 |
| Document Number | 32345-56 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 032345/000056 |
| Instrument | 36374 |
| Name | NATIONS LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2048 |
The 2026 property tax bill for 36 Bancroft St was $4,835, up 2.7% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,835.00 (+2.72%) | $500,000 (+7.5%) Land $227,300 Building $272,700 | $491,435 (-) |
| 2025 | $4,707.00 (-1.61%) | $465,100 (+1.59%) Land $208,500 Building $256,600 | $491,435 (+2.42%) |
| 2024 | $4,784.00 (+0.23%) | $457,800 (+11.06%) Land $198,600 Building $259,200 | $479,845 |
| 2023 | $4,773.00 | $412,200 Land $172,700 Building $239,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 36 Bancroft St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1979–2006) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 36 Bancroft St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures