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36 16th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 36 16th St, Cayucos, CA 93430 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 913 sqft · built 1957
Lot Size0.069 acres (3,000 sqft)
OwnerCompany Name on File
Last Sale$575,000 (Oct 2017)
Tax Bill$6,828 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Dec 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN064-226-031

Property Details

APN / Parcel Number

Primary APN064-226-031

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area913 sqft Living Area
1st Floor Area913 sqft 1st Floor
Stories1 Story

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeWood
Lot Area3,000 sqft (0.069 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address36 16TH ST
CityCAYUCOS
StateCA
Zip93430-1314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPR BCH 2 BL 5 LT 6
Legal SubdivisionPASO ROBLES BEACH
Legal Block5
Legal Lot Number6
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3016
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-226-031

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address36 16TH ST, CAYUCOS, CA 93430-1314
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
AMERICAN RIVIERA BANK
Dec 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN RIVER BANK
Oct 25, 2017Quit Claim Deed, Transfer
Quitclaim
Oct 25, 2017Quit Claim Deed, Transfer
Quitclaim
Oct 20, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Oct 20, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2017 · Amount on Record
Deed SaleOct 20, 2017 · Amount on Record
Prior SaleSep 13, 2006 · Amount on Record
Deed Document Number201748138
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 29, 2026
Property Address36 16TH ST, CAYUCOS, CA 93430-1314
Document Number0000020221
Instrument DateJun 23, 2026
Instrument202620221
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address36 16TH ST, CAYUCOS, CA 93430-1314

Mortgage

Document Number0000020221,
DateJun 29, 2026
Instrument202620221
Lender
NameAMERICAN RIVIERA BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 01, 2051
Interest
Rate7.63%
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address36 16TH ST, CAYUCOS, CA 93430-1314
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 16TH ST, CAYUCOS, CA 93430-1314

Mortgage

Document Number0000081677
DateDec 15, 2021
Instrument2021081677
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address36 16TH ST, CAYUCOS, CA 93430-1314
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058721
DateDec 30, 2019
Instrument2019058721
Lender
NameAMERICAN RIVER BANK
TypeBank
AddressSANTA BARBARA, CA 93101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateJan 01, 2027
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change9.12%
Index1-Year LIBOR
Max Rate9.12%

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 25, 2017
Property Address36 16TH ST, CAYUCOS, CA 93430-1314
Document Number0000048861
Instrument DateOct 20, 2017
Instrument48861
Transaction TypeTransfer
Record UpdatedNov 02, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address340 MIRA SOL DR SAN LUIS OBISPO CA 934051026, SAN LUIS OBISPO, CA 93405-1026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 25, 2017
Property Address36 16TH ST, CAYUCOS, CA 93430-1314
Document Number0000048862
Instrument DateOct 20, 2017
Instrument48862
Transaction TypeTransfer
Record UpdatedNov 02, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address340 MIRA SOL DR SAN LUIS OBISPO CA 934051026, SAN LUIS OBISPO, CA 93405-1026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 20, 2017
Property Address36 16TH ST, CAYUCOS, CA 93430-1314
Document Number0000048139
Instrument DateSep 18, 2017
Instrument48139
Transaction TypeTransfer
Record UpdatedNov 02, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address340 MIRA SOL DR SAN LUIS OBISPO CA 934051026, SAN LUIS OBISPO, CA 93405-1026

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 20, 2017
Property Address36 16TH ST, CAYUCOS, CA 93430-1314
Document Number0000048138
Instrument DateSep 18, 2017
Instrument48138
Transaction TypeTransfer
Record UpdatedNov 02, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$632.00
Amount AccuracyFull Value
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address340 MIRA SOL DR SAN LUIS OBISPO CA 934051026, SAN LUIS OBISPO, CA 93405-1026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,828.00 (+1.99%) Homeowner's exemption$654,247 (+4.04%) Land $494,953 Building $159,294
2023$6,695.00 (+1.75%) Homeowner's exemption$628,844 Land $475,735 Building $153,109
2022$6,580.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskModerate
above 65% of the US · above 39% of California
Wildfire LikelihoodAbout 1 in 472 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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