35W910 Fieldcrest Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 35W910 Fieldcrest Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,827 sqft · built 1979
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (May 2020)
Tax Bill	$10,221 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-15-351-011`

Property Details

APN / Parcel Number

Primary APN	`09-15-351-011`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,827 sqft Living Area
Basement Area	1,262 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood
Lot Area	53,579 sqft
Garage Type	Attached
Garage Area	527 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	35W910 FIELDCREST DR
City	SAINT CHARLES
State	IL
Zip	60175-5171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 BYTHEFOX SUB
Legal Subdivision	FIELDCREST BY FOX
Legal Block	4
Legal Lot Number	28
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4007
Census Tract	852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35W910 FIELDCREST DR, SAINT CHARLES, IL 60175-5171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 12, 2020	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Dec 12, 1995 · Amount on Record
Deed Document Number	202024229
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	35W910 FIELDCREST DR, ST CHARLES, IL 60175-5171
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034048
Date	Sep 29, 2023
Instrument	2023K034048

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 28, 2038

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 12, 2020
Property Address	35W910 FIELDCREST DR, ST CHARLES, IL 60175-5171
Document Number	0000024229
Instrument Date	Apr 29, 2020
Instrument	24229
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2029 SWAN LN ELGIN IL 601232582, ELGIN, IL 60123-2582

Mortgage

Document Number	24230
Date	May 12, 2020
Instrument	24230

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,221.00 (+9.7%) Homeowner's exemption	$161,096 (+8.53%) Land $37,021 Building $124,075	$483,481 (+8.53%) Land $111,107 Building $372,374
2024		$148,434 (+16.14%) Land $34,111 Building $114,323	$445,480 (+16.19%) Land $102,374 Building $343,106
2022	$9,317.00 (+6.09%) Homeowner's exemption	$127,805 (+4.91%) Land $37,482 Building $90,323	$383,415 (+4.91%) Land $112,446 Building $270,969
2021	$8,782.00 Homeowner's exemption	$121,824 Land $35,728 Building $86,096	$365,472 Land $107,184 Building $258,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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