35W787 Highview Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 35W787 Highview Ct, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,180 sqft · built 1969
Lot Size	0.516 acres (22,477 sqft)
Owner	2 Trust Names on File
Last Sale	$427,500 (Sep 2006)
Tax Bill	$11,462 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-15-354-002`

Property Details

APN / Parcel Number

Primary APN	`09-15-354-002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,180 sqft Living Area
Basement Area	910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,477 sqft (0.516 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	35W787 HIGHVIEW CT
City	SAINT CHARLES
State	IL
Zip	60175-5178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 2
Legal Subdivision	FARMINGTON
Legal Block	1
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1032
Census Tract	852103

Owner

35W787 Highview Ct is owner-occupied and held in a trust since February 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	35W787 HIGHVIEW CT, SAINT CHARLES, IL 60175-5178
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 23, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOAN ONE
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2006 · Amount on File
Deed Sale	Sep 13, 2006 · Amount on File
Prior Sale	Jun 28, 2000 · Amount on File
Deed Document Number	2006100014
Last Transfer Date	Feb 11, 2026
Transfer Doc	0000011430
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	35W787 HIGHVIEW CT, ST CHARLES, IL 60175-5178
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009404
Date	Feb 4, 2021
Instrument	2021K009404

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Interest

Rate	2%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	35W787 HIGHVIEW CT, ST CHARLES, IL 60175-5178
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027028
Date	Apr 7, 2021
Instrument	2021K027028

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 23, 2026
Property Address	35W787 HIGHVIEW CT, ST CHARLES, IL 60175-5178
Document Number	0000011430
Instrument Date	Feb 11, 2026
Instrument	2026K011430
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35W787 HIGHVIEW CT, SAINT CHARLES, IL 60175-5178

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	35W787 HIGHVIEW CT, ST CHARLES, IL 60175-5178
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000868
Date	Jan 7, 2020
Instrument	2020K000868

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 18, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	35W787 HIGHVIEW CT, ST CHARLES, IL 60175-5178
Document Number	0000056441
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35W787 HIGHVIEW CT ST CHARLES IL 601755178, ST CHARLES, IL 60175-5178

Mortgage

Document Number	0000056441
Date	Nov 21, 2019
Instrument	56441

Lender

Name	LOAN ONE
Type	Funding / Finance Company
Address	GAHANNA, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 20, 2034

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	35W787 HIGHVIEW CT, ST CHARLES, IL 60175-5178
Document Number	0000008207
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 W 787 HIGHVIEW CT ST CHARLES IL 60175, ST CHARLES, IL 60175

Mortgage

Document Number	0000008207
Date	Feb 14, 2017
Instrument	8207

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	AKRON, OH 44308

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 13, 2027

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 35W787 Highview Ct was $11,462, up 2.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,462.00 (+2.76%) Homeowner's exemption	$180,944 (+8.53%) Land $40,417 Building $140,527	$543,049 (+8.53%) Land $121,300 Building $421,750
2024	$11,154.00	$166,722 Land $37,240 Building $129,482	$500,366 Land $111,765 Building $388,601
2022	$9,976.00 (+6.07%) Homeowner's exemption	$137,457 (+5.71%) Land $36,893 Building $100,564	$412,371 (+5.71%) Land $110,679 Building $301,692
2021	$9,405.00 Homeowner's exemption	$130,034 Land $35,166 Building $94,868	$390,102 Land $105,498 Building $284,604

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35W787 Highview Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 35W787 Highview Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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