35W686 Crispin Dr, Elgin, IL 60123 Property Records

Kane County property record for 35W686 Crispin Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,826 sqft · built 1960
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Mar 2023)
Tax Bill	$6,215 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-27-151-020`

Property Details

APN / Parcel Number

Primary APN	`06-27-151-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	35W686 CRISPIN DR
City	ELGIN
State	IL
Zip	60123-5513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELGIN ESTATES UNIT 1 LOT 71
Legal Subdivision	ELGIN ESTATES
Legal Block	3
Legal Lot Number	71
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3013
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 MELROSE CT, SOUTH ELGIN, IL 60177-1653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 21, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 9, 2020	Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	20238658
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 21, 2023
Property Address	35W686 CRISPIN DR, ELGIN, IL 60123-5513
Document Number	0000008658
Instrument Date	Mar 8, 2023
Instrument	2023K008658
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MELROSE CT, SOUTH ELGIN, IL 60177-1653

Mortgage

Document Number	0000008659
Date	Mar 21, 2023
Instrument	2023K008659

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	35W686 CRISPIN DR, ELGIN, IL 60123-5513
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35W686 CRISPIN DR, ELGIN, IL 60123-5513

Mortgage

Document Number	0000055716
Date	Nov 21, 2022
Instrument	2022K055716

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 9, 2020
Property Address	35W686 CRISPIN DR, ELGIN, IL 60123-5513
Document Number	0000076561
Instrument Date	Sep 17, 2020
Instrument	2020K076561
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35 W 686 CRISPIN DRIVE, ELGIN, IL 60123

Mortgage

Document Number	0000076562
Date	Dec 9, 2020
Instrument	2020K076562

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

Mortgage

Document Number	0000076563
Date	Dec 9, 2020
Instrument	2020K076563

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,215.00 (+13.06%)	$98,709 (+8.57%) Land $22,383 Building $76,326	$296,245 (+8.57%) Land $67,176 Building $229,070
2024		$90,917 (+21.39%) Land $20,616 Building $70,301	$272,860 (+21.44%) Land $61,873 Building $210,987
2022	$5,497.00 (+6.3%) Homeowner's exemption	$74,895 (+6.96%) Land $16,983 Building $57,912	$224,685 (+6.96%) Land $50,949 Building $173,736
2021	$5,171.00 Homeowner's exemption	$70,022 Land $15,878 Building $54,144	$210,066 Land $47,634 Building $162,432

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ROLLINS private · serves 231 people · EPA ID IL0895150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2026) action level 15 ppb
Copper	1.41 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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