Kane County property record for 35W355 Lambert Ave, Saint Charles, IL 60174
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Dec 2023) |
| Tax Bill | $809 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-15-458-008 |
| Primary APN | 09-15-458-008 |
|---|
| Lot Area | 4,800 sqft (0.11 acres) |
|---|
| Street Address | 35W355 LAMBERT AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-6746 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | HIGHLAND SUB.(ST. CHARLES) LOT 15 |
| Legal Subdivision | HIGHLAND SUB |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 852001 |
35W355 Lambert Ave, vacant land, is owned by an individual who bought it in December 2023.
Source: Kane County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 311 E SIDE DR, GENEVA, IL 60134-1501 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Dec 15, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on File |
| Deed Sale | Dec 15, 2023 · Amount on File |
| Deed Document Number | 202343812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 17, 2026 |
| Property Address | 35W355 LAMBERT AVE, SAINT CHARLES, IL 60174-6746 |
| Document Number | 0000025116 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202625116 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 35W355 LAMBERT AVE, SAINT CHARLES, IL 60174-6746 |
| Document Number | 0000025116, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202625116 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jul 1, 2050 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 15, 2023 |
| Property Address | 35W355 LAMBERT AVE, ST CHARLES, IL 60174-6746 |
| Document Number | 0000043812 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023K043812 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35W355 LAMBERT AVE, SAINT CHARLES, IL 60174-6746 |
| Name | Verified Name |
|---|---|
| Address | 35W355 LAMBERT AVE, SAINT CHARLES, IL 60174-6746 |
| Document Number | 0000043813 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023K043813 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 0000043814 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023K043814 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2039 |
The 2025 property tax bill for 35W355 Lambert Ave was $809.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $809.00 | $12,125 (+8.53%) Land $12,125 | $36,390 (+8.53%) Land $36,390 |
| 2024 | $11,172 Land $11,172 | $33,529 Land $33,529 | |
| 2022 | $846.00 (+5.88%) | $11,068 (+4.91%) Land $11,068 | $33,204 (+4.91%) Land $33,204 |
| 2021 | $799.00 | $10,550 Land $10,550 | $31,650 Land $31,650 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 35W355 Lambert Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 36 (1978–2020) |
| Claims Outside the SFHA | 8 of 36 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35W355 Lambert Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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