35W034 James Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 35W034 James Dr, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1965
Lot Size	0.207 acres (9,030 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Aug 2002)
Tax Bill	$4,262 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-10-428-006`

Property Details

APN / Parcel Number

Primary APN	`09-10-428-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1969
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,030 sqft (0.207 acres)
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	35W034 JAMES DR
City	SAINT CHARLES
State	IL
Zip	60174-6737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	164 TATES
Legal Subdivision	SKYLINE ESTATES
Legal Block	3
Legal Lot Number	164
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3028
Census Tract	852001

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	35W034 JAMES DR, SAINT CHARLES, IL 60174-6737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2002 · Amount on Record
Deed Sale	Aug 22, 2002 · Amount on Record
Prior Sale	Jan 11, 2002 · Amount on Record
Deed Document Number	2002103887
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	35W034 JAMES DR, ST CHARLES, IL 60174-6737
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35W034 JAMES DR, SAINT CHARLES, IL 60174-6737

Mortgage

Document Number	0000061599
Date	Aug 12, 2021
Instrument	2021K061599

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,262.00 (+15.1%) Homeowner's exemption	$71,643 (+8.53%) Land $29,504 Building $42,139	$215,015 (+8.53%) Land $88,547 Building $126,468
2024		$66,012 (+21.66%) Land $27,185 Building $38,827	$198,115 (+21.71%) Land $81,588 Building $116,528
2022	$3,703.00 (+6.47%) Homeowner's exemption	$54,259 (+4.91%) Land $24,350 Building $29,909	$162,777 (+4.91%) Land $73,050 Building $89,727
2021	$3,478.00 Homeowner's exemption	$51,719 Land $23,210 Building $28,509	$155,157 Land $69,630 Building $85,527

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-SKYLINE (NORTHERN) private · serves 1,200 people · EPA ID IL0895030
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb
Copper	1.52 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20