35991 Washington Loop Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 35991 Washington Loop Rd, Punta Gorda, FL 33982

Property Summary

Property Type	General Agricultural/Rural
Details	1 ba · 920 sqft · built 2025
Lot Size	10.1 acres (439,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (May 2021)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2024 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`402427100019`

Property Details

APN / Parcel Number

Primary APN	`402427100019`

Exterior

Lot Area	439,956 sqft (10.1 acres)
View / Lot	Waterfront

Location & Zoning

Street Address	35991 WASHINGTON LOOP RD
City	PUNTA GORDA
State	FL
Zip	33982-9731
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AG
Legal Description	27 40 25 P5-3 10.1 AC M/L COMM AT SW COR SEC 22 TH E 2301.05 FT TO POB TH N 215.17 FT E 321.59 FT S 218.32 FT S 1150.09 FT TO N ROW WASHINGTON LOOP RD TH W ALNG ROW 321.58 FT N 1154.30 FT TO POB. 240/88 253/47 1016/17 1119/08 1143/511 1143/51
Legal Range	24E
Legal Township	40S
Legal Section	27
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1039
Census Tract	10100

Owner

Source: Charlotte County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 NE 31ST ST, CAPE CORAL, FL 33909-6808
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE
Sep 9, 2024	Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP
Jun 7, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 14, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Deed Document Number	20212945399
Deed Book / Page	4767 / 479
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 20, 2026
Property Address	35991 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9731
Document Number	0003675785
Instrument Date	Mar 9, 2026
Instrument	20263675785
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35991 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9731

Mortgage

Document Number	0003675785,
Date	Aug 20, 2026
Instrument	20263675785

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	35991 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9731
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 NE 31ST ST, CAPE CORAL, FL 33909-6808

Mortgage

Document Number	0003447189
Date	Sep 9, 2024
Instrument	3447189

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Mar 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 7, 2021
Property Address	35991 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9731
Document Number	0047801523
Book / Page	4780 / 1523
Instrument Date	May 28, 2021
Instrument	2955223
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1867 CULLASAJA CLUB DRIVE # DR129, DR129, HIGHLANDS, NC 28741-6312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 NW 33RD ST, CAPE CORAL, FL 33993-8072

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 14, 2021
Property Address	35991 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9731
Document Number	0047670479
Book / Page	4767 / 479
Instrument Date	May 7, 2021
Instrument	2945399
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1867 CULLASAJA CLUB DRIVE # DR129, DR129, HIGHLANDS, NC 28741-6312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 NW 33RD ST, CAPE CORAL, FL 33993-8072

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,408.00 (+4.19%)	$193,163 (+36.36%) Land $193,163	$193,163 (-20.31%) Land $193,163
2023	$3,271.00 (+25.04%)	$141,653 (+1%)	$242,400 (+88.24%) Land $242,400
2022	$2,616.00	$128,775 Land $128,775	$128,775 Land $128,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELL CREEK PARK private · serves 465 people · EPA ID FL6080256
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	CHARLOTTE COUNTY UTILITIES
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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