3598 Ridgewood Dr, Loomis, CA 95650 Property Records

Placer County property record for 3598 Ridgewood Dr, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,221 sqft · built 1987
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on Record
Last Sale	$1,030,000 (Jan 2022)
Tax Bill	$9,320 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-071-042-000`

Property Details

APN / Parcel Number

Primary APN	`037-071-042-000`
Alternative APN	`037-071-042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,221 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	130,680 sqft
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	037-071-042
Street Address	3598 RIDGEWOOD DR
City	LOOMIS
State	CA
Zip	95650-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAB100
Legal Description	3 AC L 3 RIDGEWOOD HEIGHTS
Legal Subdivision	RIDGEWOOD HEIGHTS
Legal Lot Number	3
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2002
Census Tract	20608

Owner

Source: Placer County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3598 RIDGEWOOD DR, LOOMIS, CA 95650-8814
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Grant Deed, Transfer · VA Mortgage GUARDIAN MORTGAGE CO INC
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 9, 2017	Deed of Trust, Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Jan 3, 2022 · Amount on Record
Deed Document Number	20221220
Last Transfer Date	Jun 3, 2024
Transfer Doc	0000029414
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 5, 2022
Property Address	3598 RIDGEWOOD DR, LOOMIS, CA 95650-8814
Document Number	0000001220
Map Reference	MB L PG 54
Instrument Date	Jan 3, 2022
Instrument	2022-0001220
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3598 RIDGEWOOD DR, LOOMIS, CA 95650-8814

Mortgage

Document Number	0000001221
Date	Jan 5, 2022
Instrument	2022-0001221

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3598 RIDGEWOOD DR, LOOMIS, CA 95650-8814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3598 RIDGEWOOD DR, LOOMIS, CA 95650-8814

Mortgage

Document Number	0000006203
Date	Jan 15, 2021
Instrument	2021-0006203

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3598 RIDGEWOOD DR, LOOMIS, CA 95650-8814
Document Number	0000090890
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3598 RIDGEWOOD DR LOOMIS CA 956508814, LOOMIS, CA 95650-8814

Mortgage

Document Number	0000090890
Date	Nov 16, 2017
Instrument	90890

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,056,000 (+5.01%) Land $358,800 Building $697,200
2025	$9,320.00 (+0.47%) Disabled Person's exemption Veteran's exemption	$1,005,600 (+4.04%) Land $341,700 Building $663,900
2023	$9,276.00 (+40.23%) Disabled Person's exemption Veteran's exemption	$966,552 Land $328,400 Building $638,152
2022	$6,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Astound Broadband, DigitalPath.

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