3598 FM 1531, Commerce, TX 75428 Property Records

Delta County property record for 3598 FM 1531, Commerce, TX 75428

Property Summary

Property TypeRural Home
Details4,417 sqft
Lot Size19.5 acres (851,990 sqft)
Owner2 Individual Names on Record
Tax Bill$8,361 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
APN0294-0001-0000-03

Property Details

APN / Parcel Number

Primary APN0294-0001-0000-03
Alternative APN
  • 3833

Interior

Stories1 Story
Building Area4,417 sqft Living Area
1st Floor Area2,475 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick/Stone
Lot Area851,990 sqft (19.5 acres)
Garage TypeAttached
Garage Area503 sqft

Location & Zoning

Account Number0294-0001-0000-03
Street Address3598 FM 1531
CityCOMMERCE
StateTX
Zip75428-7122
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description0294 A RILEY TRACT 1 ACRES 19.559
Legal SubdivisionA RILEY
Legal Tract1
JurisdictionDELTA TX
Township / Civil DivisionPECAN GAP
Census Block Group2
Census Block2127
Census Tract950100

Owner

Source: Delta County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3598 FM 1531, COMMERCE, TX 75428-7122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2016
Deed SaleFeb 10, 2016
Deed Document Number0000346461
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA TX
Property Address3598 FM 1531, COMMERCE, TX 75428-7122
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000406/286
DateFeb 16, 2024
Book Page406/286
Instrument24-0174
Lender
NameTHE AMERICAN NATIONAL BANK OF TEXAS
TypeBank
AddressTERRELL, TX 75160
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueJan 29, 2039

Tax Assessment & Valuation

Source: Delta County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyDelta County
Unified School DistrictCooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,361.00 (+8.42%) Homeowner's exemption$679,100 (+11.44%) Land $199,420 Building $479,680$679,100 (+11.44%) Land $199,420 Building $479,680
2023$609,380 Land $179,660 Building $429,720$609,380 Land $179,660 Building $429,720
2021$7,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 77% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on FM 1531

Nearby Streets

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