3598 Corte Luisa, Carlsbad, CA 92009 Property Records

San Diego County property record for 3598 Corte Luisa, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,654 sqft · built 1999
Lot Size	0.59 acres (25,700 sqft)
Owner	Company Name on Record
Last Sale	$2,650,000 (Sep 2022)
Tax Bill	$23,506 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264-491-20-00`

Property Details

APN / Parcel Number

Primary APN	`264-491-20-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,654 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	25,700 sqft (0.59 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3598 CORTE LUISA
City	CARLSBAD
State	CA
Zip	92009-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-25000
Legal Description	LOT 93 TR 013400
Legal Subdivision	CARLSBAD COURT
Legal Tract	013400
Legal Block	1
Legal Lot Number	93
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3598 CORTE LUISA, CARLSBAD, CA 92009-8943
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Sep 2, 2022	Grant Deed, Transfer · Conventional Mortgage TECHNOLOGY CU
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 11, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jun 4, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	2022351535
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3598 CORTE LUISA, CARLSBAD, CA 92009-8943
Transaction Type	Mortgage
Record Updated	Nov 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3598 CORTE LUISA, CARLSBAD, CA 92009-8943

Mortgage

Document Number	0000439808
Date	Nov 17, 2022
Instrument	2022-0439808

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 20, 2047

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 2, 2022
Property Address	3598 CORTE LUISA, CARLSBAD, CA 92009-8943
Document Number	0000351535
Map Reference	MAP 13400
Instrument Date	Aug 15, 2022
Instrument	2022-0351535
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3598 CORTE LUISA, CARLSBAD, CA 92009-8943

Mortgage

Document Number	0000351536
Date	Sep 2, 2022
Instrument	2022-0351536

Lender

Name	TECHNOLOGY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3598 CORTE LUISA, CARLSBAD, CA 92009-8943
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3598 CORTE LUISA, CARLSBAD, CA 92009-8943

Mortgage

Document Number	0000179978
Date	Apr 26, 2022
Instrument	2022-0179978

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3598 CORTE LUISA, CARLSBAD, CA 92009-8943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015189
Date	Jan 11, 2017
Instrument	2017-0015189

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 6, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate
Max Rate	16.7%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2020
Property Address	3598 CORTE LUISA, CARLSBAD, CA 92009-8943
Document Number	0000285936
Map Reference	MAP 13400
Instrument Date	May 12, 2020
Instrument	2020-0285936
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3598 CORTE LUISA, CARLSBAD, CA 92009-8943
Investor	Possibly a Property Investor

Mortgage

Document Number	0000285937
Date	Jun 4, 2020
Instrument	2020-0285937

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,133,899 (+2%) Land $1,369,963 Building $763,936
2025	$23,506.00 (+6.41%) Homeowner's exemption	$2,092,058 (+4.04%) Land $1,343,101 Building $748,957
2023	$22,091.00 (+16.32%) Homeowner's exemption	$2,010,823 Land $1,290,948 Building $719,875
2022	$18,991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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