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  5. Cobbs Hill Rd

35975 Cobbs Hill Rd, Willards, MD 21874 Property Records

Wicomico County property record for 35975 Cobbs Hill Rd, Willards, MD 21874 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,750 sqft · built 1993
Lot Size1.27 acres (55,321 sqft)
OwnerIndividual Name on File
Last Sale$230,500 (Aug 2019)
Tax Bill$2,000 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-012079

Property Details

APN / Parcel Number

Primary APN14-012079
Alternative APN
  • 012079

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,750 sqft Total Area
Utility Area126 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area55,321 sqft (1.27 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
Deck Area206 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number012079
Street Address35975 COBBS HILL RD
CityWILLARDS
StateMD
Zip21874-1332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBL-A L-1 1.27AC 35975 COBBS HILL RD BNDRY SUR FOR CANDI L GR
Legal SubdivisionNEW HOPE ESTATES
Legal BlockA
Legal Lot Number1
JurisdictionWICOMICO MD
Township / Civil Division14, WILLARDS
Census Block Group2
Census Block2002
Census Tract10604

Owner

Source: Wicomico County records · APN 14-012079

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address35975 COBBS HILL RD, WILLARDS, MD 21874-1332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Line of Credit
HEBRON SAVINGS BANK
Aug 06, 2019Grant Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2019 · Amount on Record
Deed SaleAug 06, 2019 · Amount on Record
Prior SaleJun 15, 2005 · Amount on Record
Deed Book / Page4506 / 162
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWICOMICO MD
Property Address35975 COBBS HILL RD, WILLARDS, MD 21874-1332
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047720243
DateJan 21, 2021
Book Page4772/243
Lender
NameHEBRON SAVINGS BANK
TypeBank
AddressHEBRON, MD 21830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 11, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWICOMICO MD
Recording DateAug 06, 2019
Property Address35975 COBBS HILL RD, WILLARDS, MD 21874-1332
Document Number0045060162
Book / Page004506 / 000162
Instrument DateAug 02, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2019
Title CompanyMID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$230.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35975 COBBS HILL RD PITTSVILLE MD 21850, PITTSVILLE, MD 21850

Mortgage

Document Number45060168
DateAug 06, 2019
Book Page004506/000168
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 05, 2049

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$210,167 (+11.2%)$212,500 (+1.67%) Land $50,600 Building $161,900
2025$2,000.00 (+6.1%)
2023$1,885.00$189,000$209,000 Land $50,600 Building $158,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), updated April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450106042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2016, river or lake flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 70% of Maryland
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Talkie CommunicationsFiber10,000 / 10,000
Mediacom CommunicationsCable2,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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