35974 Sunset Dr, Chaptico, MD 20621 Property Records

St. Mary's County property record for 35974 Sunset Dr, Chaptico, MD 20621

Property Summary

Property Type	Single Family Home
Lot Size	0.254 acres (11,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2021)
Tax Bill	$198 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-013441`

Property Details

APN / Parcel Number

Primary APN	`04-013441`
Alternative APNs	`4013441` `013441`

Exterior

Lot Area	11,060 sqft (0.254 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	013441
Street Address	35974 SUNSET DR
City	CHAPTICO
State	MD
Zip	20621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOT 17 BLOCK H MILL POINT SHORES
Legal Subdivision	MILL PT SHORES
Legal Block	H
Legal Lot Number	17
Jurisdiction	ST MARY'S MD
Township / Civil Division	4, CHAPTICO
Census Block Group	1
Census Block	1053
Census Tract	875202

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35980 SUNSET DR, CHAPTICO, MD 20621-2222
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP
Jul 20, 2021	Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Apr 3, 1987 · Amount on Record
Deed Book / Page	5853 / 95
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 12, 2023
Property Address	35974 SUNSET DR, CHAPTICO, MD 20621
Document Number	0064390007
Book / Page	6439 / 7
Map Reference	LB CBG 1 FO 35
Instrument Date	Dec 6, 2023
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35980 SUNSET DR, CHAPTICO, MD 20621-2222

Mortgage

Document Number	0064390014
Date	Dec 12, 2023
Instrument	6439/0014

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	281 Months
Due	May 1, 2047

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jul 20, 2021
Property Address	35974 SUNSET DR, CHAPTICO, MD 20621
Document Number	0058530095
Book / Page	5853 / 95
Map Reference	LB CBG 1 FO 35
Instrument Date	Jul 13, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PARK PLACE TITLE LLC, PARK PLACE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35980 SUNSET DR, CHAPTICO, MD 20621-2222

Mortgage

Document Number	0005853102
Date	Jul 20, 2021
Instrument	5853/102

Lender

Name	CELEBRITY HOME LOANS INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,700 (+14.32%)	$20,800 (+18.86%) Land $6,600 Building $14,200
2025	$198.00 (+7.61%)
2023	$184.00	$17,233	$17,500 Land $6,600 Building $10,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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