Vance County property record for 3597 Thomas Rd, Henderson, NC 27537
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,726 sqft · built 1999 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,000 (Aug 1997) |
| Tax Bill | $4,521 (2026) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0355 02007 |
| Primary APN | 0355 02007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,726 sqft Finished Area |
| Basement Area | 1,640 sqft |
| Unfinished Basement | 1,640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Roof Type | Gable |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Area | 720 sqft |
| Heating System | HVAC |
|---|
| Account Number | 27679 |
|---|---|
| Street Address | 3597 THOMAS RD |
| City | HENDERSON |
| State | NC |
| Zip | 27537-4998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Description | 3597 THOMAS RD 2.510 |
| Legal Block | 02 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | WILLIAMSBORO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 960200 |
3597 Thomas Rd is owned and occupied by an individual who bought it in August 1997.
Source: Vance County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3597 THOMAS RD, HENDERSON, NC 27537-4998 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 1997 · Amount on File |
| Deed Sale | Aug 4, 1997 · Amount on File |
| Deed Book / Page | 797 / 769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 3597 THOMAS RD, HENDERSON, NC 27537-4998 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1349/0090 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 1349/0090 |
| Instrument | 03465 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3597 Thomas Rd was $4,521, down 3.4% from the year before.
Source: Vance County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,521.00 (-3.4%) | $563,113 (-) Land $147,345 Building $415,768 | $563,113 (-) Land $147,345 Building $415,768 |
| 2025 | $4,680.00 | $563,113 Land $147,345 Building $415,768 | $563,113 Land $147,345 Building $415,768 |
| 2023 | $3,841.00 | $378,546 Land $154,107 Building $224,439 | $378,546 Land $154,107 Building $224,439 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3597 Thomas Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3597 Thomas Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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