3597 Prairie Rd, Belvidere, IL 61008 Property Records

Boone County property record for 3597 Prairie Rd, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,624 sqft · built 2003
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Mar 2007)
Tax Bill	$9,047 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-34-204-002`

Property Details

APN / Parcel Number

Primary APN	`03-34-204-002`
Alternative APN	`03-03-34-204-002`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	3,936 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	03-03-34-204-002
Street Address	3597 PRAIRIE RD
City	BELVIDERE
State	IL
Zip	61008-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	34-45-3 PRAIRIE LANE SUB PLAT 2 LOT 38 W 101.33 N 457.71 E 90.07 S 41 0.74
Legal Subdivision	PRAIRIE LANE SUB
Legal Lot Number	38
Jurisdiction	BOONE IL
Township / Civil Division	CALEDONIA
Census Block Group	2
Census Block	2004
Census Tract	10603

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3597 PRAIRIE RD, BELVIDERE, IL 61008-9720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NORTHERN CU
Jan 4, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2007 · Amount on Record
Deed Sale	Mar 19, 2007 · Amount on Record
Deed Document Number	20072696
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	3597 PRAIRIE RD, BELVIDERE, IL 61008-9720
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R05511
Date	Oct 12, 2017
Instrument	2017R05511

Lender

Name	FIRST NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 10, 2022

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Jan 4, 2022
Property Address	3597 PRAIRIE RD, BELVIDERE, IL 61008-9720
Document Number	2022R00056
Instrument Date	Nov 23, 2021
Instrument	2022R00056
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3597 PRAIRIE RD, BELVIDERE, IL 61008-9720

Mortgage

Document Number	2022R00057
Date	Jan 4, 2022
Instrument	2022R00057

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Caledonia Township
Municipality	Timberlane Village
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,047.00 (+14.93%) Homeowner's exemption	$133,418 (+8.72%) Land $10,000 Building $123,418	$400,254 (+8.72%) Land $30,000 Building $370,254
2024		$122,717 (+20.28%) Land $10,000 Building $112,717	$368,151 (+20.28%) Land $30,000 Building $338,151
2022	$7,872.00	$102,029 Land $10,000 Building $92,029	$306,087 Land $30,000 Building $276,087

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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