3597 Phillips Rd, Lowell, AR 72745 Property Records

Benton County property record for 3597 Phillips Rd, Lowell, AR 72745

Property Summary

Property TypeSingle Family Home
Lot Size1 acre (43,560 sqft)
OwnerIndividual Name on File
Last Sale$79,000 (Aug 2023)
Tax Bill$896 (2026)
Deeds & MortgagesApr 2022 Mortgage
Jan 2018 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-02876-001

Property Details

APN / Parcel Number

Primary APN18-02876-001
Alternative APNs
  • 141201.0
  • 141201

Interior

Stories1 Story

Exterior

Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area43,560 sqft
Patio Area400 sqft
Pole Barn2,400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3597 PHILLIPS RD
CityLOWELL
StateAR
Zip72745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 17, TOWNSHIP 18 NORTH, RANGE 29 WEST, BENTON COUNTY, ARKANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT AN EXISTING RAILROAD SPIKE MARKING THE NORTHEAST CORNER OF TH
Legal Range29
Legal Township18
Legal Section17
Legal SubdivisionRURAL
JurisdictionBENTON AR
Township / Civil Division2
Census Block Group1
Census Block1007
Census Tract21408

Owner

3597 Phillips Rd is owned by an individual who bought it in August 2023.

Source: Benton County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address800 JEFFERSON ST, 5, SPRINGDALE, AR 72764-3449
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Jan 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE OZARKS
Apr 19, 2017Warranty Deed, Transfer
WACO TITLE COMPANY, WACO TITLE CO
Mar 3, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2023 · Amount on File
Deed SaleAug 31, 2023 · Amount on File
Prior SaleApr 19, 2017 · Amount on File
Deed Document Number202345019
Prior Transfer DateNov 27, 2017
Prior Transfer Doc2018003048
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address3597 PHILLIPS RD, LOWELL, AR 72745
Transaction TypeMortgage
Record UpdatedJul 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 JEFFERSON ST 5, 5, SPRINGDALE, AR 72764-3449

Mortgage

Document NumberL202224891
DateApr 14, 2022
InstrumentL202224891
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressEL PASO, TX 79925
Agreement
TypeSBA Mortgage
AmountAmount on Record
Term342 Months
DueOct 22, 2050

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON AR
Recording DateJan 19, 2018
Property Address3597 PHILLIPS RD, LOWELL, AR 72745
Document Number0000003048
Instrument DateNov 27, 2017
Instrument3048
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address800 JEFFERSON ST #5 SPRINGDALE AR 727643449, 5, SPRINGDALE, AR 72764-3449

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address3597 PHILLIPS RD, LOWELL, AR 72745
Document Number000M221297
Instrument DateOct 19, 2017
Transaction TypeMortgage
Record UpdatedNov 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1080 E HIGHWAY 264 BETHEL HEIGHTS AR 727648128, BETHEL HEIGHTS, AR 72764-8128

Mortgage

Document Number000M221297
DateOct 19, 2017
InstrumentM221297
Lender
NameBANK OF THE OZARKS
TypeBank
AddressFAYETTEVILLE, AR 72703
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueOct 18, 2022

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateApr 19, 2017
Property Address3597 PHILLIPS RD, LOWELL, AR 72745
Document Number0000D22200
Instrument DateApr 17, 2017
InstrumentD22200
Transaction TypeTransfer
Record UpdatedMay 2, 2017
Title CompanyWACO TITLE COMPANY, WACO TITLE CO

Transaction

AmountAmount on Record
Tax$181.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 JEFFERSON ST #5 SPRINGDALE AR 727643449, 5, SPRINGDALE, AR 72764-3449

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON AR
Recording DateMar 3, 2017
Property Address3597 PHILLIPS RD, LOWELL, AR 72745
Document Number0000D11857
Instrument DateMar 2, 2017
InstrumentD11857
Transaction TypeTransfer
Record UpdatedMar 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 S 8TH ST ROGERS AR 727586424, ROGERS, AR 72758-6424

Tax Assessment & Valuation

The 2026 property tax bill for 3597 Phillips Rd was $896, down 13.3% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
Unified School DistrictSpringdale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$896.00 (-13.26%)$21,008 (-) Land $13,800 Building $7,208$105,040 Land $69,000 Building $36,040
2025$1,033.00$21,008 Land $13,800 Building $7,208
2024$105,040 (+42.91%) Land $69,000 Building $36,040
2023$699.00$14,700 Land $7,400 Building $7,300$73,500 Land $37,000 Building $36,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3597 Phillips Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3597 Phillips Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 52% of Arkansas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGDALE WATER UTILITIES
serves 100,795 people · EPA ID AR0000575
Water SourcePurchased surface water from BEAVER WATER DISTRICT
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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