3597 Lone Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 3597 Lone Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,220 sqft · built 2004
Lot Size	3.93 acres (171,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Oct 2016)
Tax Bill	$7,320 (2025)
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-09-2001-012`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-09-2001-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	1,252 sqft
Basement Area	1,252 sqft
Finished Basement	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	171,191 sqft (3.93 acres)
Garage Area	4,008 sqft
Parking Spaces	13 Parking Spaces
Porch	Covered Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3597 LONE RD
City	FREELAND
State	MI
Zip	48623-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	COM AT N 1/4 CORN OF SEC 9 TH S01DEG E 1987.26 FT TO POB TH CONT S 210.8 FT TH W 829.04 FT TO C/L OF HATCH DR TH N04DEG E
Legal Range	03E
Legal Township	12N
Legal Section	09
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	2
Census Block	2022
Census Tract	12002

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3597 LONE RD, FREELAND, MI 48623-8837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2016 · Amount on Record
Deed Sale	Oct 18, 2016 · Amount on Record
Prior Sale	Oct 18, 2016 · Amount on Record
Deed Document Number	201627110
Deed Book / Page	2875 / 2299
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,400 (+26.83%)	$522,800 (+26.83%)
2025	$7,320.00 (+20.51%) Homeowner's exemption
2023		$206,100	$412,200
2022	$6,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000