3597 Co Rd 27, Florence, AL 35634 Property Records

Lauderdale County property record for 3597 Co Rd 27, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,833 sqft · built 2001
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Tax Bill	$588 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-15-0-000-001-008`

Property Details

APN / Parcel Number

Primary APN	`16-05-15-0-000-001-008`
Alternative APNs	`052031` `12972` `52031`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,833 sqft Living Area
1st Floor Area	1,833 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	190 ft deep x 167 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	52031
Street Address	3597 COUNTY ROAD 27
City	FLORENCE
State	AL
Zip	35634-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	167 X 190 LOT BAILEY SPRINGS ADD 1 BLK 2 LOTS 21-22 AND PT OF LOT 20 DB 2002 PG 25374
Legal Range	10W
Legal Township	02S
Legal Section	15
Legal Subdivision	BAILEY SPRINGS ADD
Legal Block	2
Legal Lot Number	21-22 22
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3013
Census Tract	11502

Owner

3597 Co Rd 27 is owned and occupied by an individual.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	3597 COUNTY ROAD 27, FLORENCE, AL 35634-2709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	3597 COUNTY ROAD 27, FLORENCE, AL 35634-2709
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/26705
Date	Jul 3, 2023
Book Page	2023/26705

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	3597 COUNTY ROAD 27, FLORENCE, AL 35634-2709
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/22337
Date	Apr 21, 2022
Book Page	2022/22337

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3597 Co Rd 27 was $588 with a homeowner's exemption, down 7% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$588.00 (-6.96%) Homeowner's exemption	$18,460 (-6.39%)	$184,460 (-6.48%) Land $24,300 Building $160,160
2024	$632.00 (-1.4%) Homeowner's exemption	$19,720 (+641.35%) Land $2,900 Building $16,820	$197,240 (+6.43%) Land $29,000 Building $168,240
2023	$641.00 (+19.37%) Homeowner's exemption	$2,660 (-82.9%) Land $2,660	$185,320 (+19.18%) Land $26,600 Building $158,720
2022	$537.00 Homeowner's exemption	$15,560	$155,500 Land $22,700 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3597 Co Rd 27 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1998–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3597 Co Rd 27 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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