3597 Cameo Dr, Unit 2, Oceanside, CA 92056 Property Records

San Diego County property record for 3597 Cameo Dr, Unit 2, Oceanside, CA 92056

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 846 sqft · built 1992
Lot Size1.71 acres (74,801 sqft)
Owner2 Company Names on Record
Last Sale$190,000 (Jun 2011)
Tax Bill$3,121 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN165-113-27-02

Property Details

APN / Parcel Number

Primary APN165-113-27-02

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area846 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCondo/Apartment
Lot Area74,801 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3597 CAMEO DR, 2
CityOCEANSIDE
StateCA
Zip92056-6359
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePD-2
Legal DescriptionLOT 2 US 2 PER DOC90-527108/91-032473&UND INT IN TR 012527
Legal SubdivisionDEL ORO HILLS
Legal Tract012527
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address468 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-3101
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2011 · Amount on Record
Deed SaleJun 22, 2011 · Amount on Record
Prior SaleFeb 28, 2011 · Amount on Record
Deed Document Number2011316398
Last Transfer DateJul 1, 2021
Transfer Doc0000484874
Record UpdatedOct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 6, 2021
Property Address3597 CAMEO DR UNIT 2, 2, OCEANSIDE, CA 92056-6359
Document Number0000484874
Map ReferenceMAP 12527
Instrument DateJul 1, 2021
Instrument2021-0484874
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address468 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-3101

Mortgage

Document Number0000484875
DateJul 6, 2021
Instrument2021-0484875
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$248,279 (+2%) Land $163,344 Building $84,935
2025$3,121.00 (+4.56%)$243,412 (+4.04%) Land $160,142 Building $83,270
2023$2,985.00 (+1.32%)$233,962 Land $153,924 Building $80,038
2022$2,946.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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Nearby Streets

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