35962 N Summit Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 35962 N Summit Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	6 ba · 6,555 sqft · built 2009
Lot Size	1.5 acres (65,514 sqft)
Owner	Trust Name on File
Last Sale	$1,500,000 (Jul 2017)
Tax Bill	$6,196 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-13-131`

Property Details

APN / Parcel Number

Primary APN	`211-13-131`

Interior

Full Baths	6 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	6,555 sqft Living Area
1st Floor Area	6,555 sqft

Exterior

Year Built	Built 2009
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Clay Tile
Lot Area	65,514 sqft (1.5 acres)
Parking Spaces	4 Parking Spaces
Pool Area	425 sqft
Patio Area	467 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	35962 N SUMMIT DR
City	CAVE CREEK
State	AZ
Zip	85331-9321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43
Legal Description	CANYON RIDGE ESTATES MCR 473-43
Legal Range	04E
Legal Township	05N
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	CANYON RIDGE ESTATES
Legal Lot Number	43
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3031
Census Tract	30402

Owner

35962 N Summit Dr is owner-occupied and held in a trust since June 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Trust Name on File
Mailing Address	35962 N SUMMIT DR, CAVE CREEK, AZ 85331-9321
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jun 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 17, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Jul 17, 2017
Deed Document Number	0000518246
Last Transfer Date	Jun 23, 2020
Transfer Doc	0000550561
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	35962 N SUMMIT DR, CAVE CREEK, AZ 85331-9321
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35962 N SUMMIT DR, CAVE CREEK, AZ 85331-9321

Mortgage

Document Number	0001275757
Date	Dec 1, 2021
Instrument	20211275757

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	35962 N SUMMIT DR, CAVE CREEK, AZ 85331-9321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000737734
Date	Oct 5, 2017
Instrument	2017-0737734

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 23, 2020
Property Address	35962 N SUMMIT DR, CAVE CREEK, AZ 85331-9321
Document Number	0000550561
Instrument Date	Jun 23, 2020
Instrument	550561
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	35962 N SUMMIT DR CAVE CREEK AZ 853319321, CAVE CREEK, AZ 85331-9321

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 17, 2017
Property Address	35962 N SUMMIT DR, CAVE CREEK, AZ 85331-9321
Document Number	0000518246
Map Reference	DOC2001-0764434
Instrument Date	Jun 20, 2017
Instrument	2017-0518246
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1348 HILLCREST NISBET, 1348, SARNIA, XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35962 N SUMMIT DR, CAVE CREEK, AZ 85331-9321

Tax Assessment & Valuation

The 2025 property tax bill for 35962 N Summit Dr was $6,196.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Cave Creek Town
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,450	$2,104,500 Land $420,900 Building $1,683,600
2025	$6,196.00
2024		$200,000	$2,000,000 Land $400,000 Building $1,600,000
2023	$6,229.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35962 N Summit Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35962 N Summit Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE CREEK WATER private · serves 5,895 people · EPA ID AZ0407016
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, Cox Communications.

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