Cayuga County and Cato Town property record for 3596 State Rte 370, Cato, NY 13033 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 1980 |
| Lot Size | 28.4 acres (1,237,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,500 (Aug 2013) |
| Tax Bill | $5,874 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 052489 47.00-1-35.2 |
| Primary APN | 052489 47.00-1-35.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| 2nd Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 1,237,104 sqft (28.4 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3596 STATE ROUTE 370 |
|---|---|
| City | CATO |
| State | NY |
| Zip | 13033-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SM 79-18 |
| Legal Block | 1 |
| Legal Lot Number | 35.002 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | CATO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40201 |
Source: Cayuga County and Cato Town records · APN 052489 47.00-1-35.2
Assessment roll updated May 1, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3596 STATE ROUTE 370, CATO, NY 13033-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2013 · Amount on Record |
| Deed Sale | Aug 05, 2013 · Amount on Record |
| Deed Document Number | 2013137165 |
| Deed Book / Page | 1517 / 66 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 3596 STATE ROUTE 370, CATO, NY 13033-3336 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041350343 |
|---|---|
| Date | Nov 09, 2021 |
| Book Page | 4135/343 |
| Instrument | 2021-209163 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
Source: Cayuga County and Cato Town records · Assessment roll updated May 1, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Cato Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,874.00 (+3.51%) Homeowner's exemption | $178,100 (+1.77%) Land $45,200 Building $132,900 | $329,815 (+26.27%) Land $83,704 Building $246,111 |
| 2024 | $5,675.00 (+144.09%) | ||
| 2023 | $175,000 Land $45,200 Building $129,800 | $261,194 Land $67,463 Building $193,731 | |
| 2020 | $2,325.00 |
Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360110402011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 381.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 21 in force |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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