3596 Light Horse Loop, Virginia Beach, VA 23453 Property Records

Virginia Beach City property record for 3596 Light Horse Loop, Virginia Beach, VA 23453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,944 sqft · built 1999
Lot Size	0.169 acres (7,368 sqft)
Owner	2 Individual Names on File
Last Sale	$446,000 (Aug 2024)
Tax Bill	$3,770 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
APN	`1485-75-0646`

Property Details

APN / Parcel Number

Primary APN	`1485-75-0646`
Alternative APN	`148-575-06460-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	2,304 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,368 sqft (0.169 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	1485-75-0646
Street Address	3596 LIGHT HORSE LOOP
City	VIRGINIA BEACH
State	VA
Zip	23453-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5D
Legal Description	BUCKNER FARM PHASE 2 SECTION ONE LOT 41B
Legal Subdivision	BUCKNER FARM PHASE 2
Legal Block	1
Legal Lot Number	41B
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	1
Census Block	1008
Census Tract	45429

Owner

3596 Light Horse Loop is owned and occupied by two individuals who bought it in August 2024.

Source: Virginia Beach City records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3596 LIGHT HORSE LOOP, VIRGINIA BEACH, VA 23453-2251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 19, 2019	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 5, 2021	Re-recorded Document · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on File
Deed Sale	Aug 14, 2024 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Document Number	202433009
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	3596 LIGHT HORSE LOOP, VIRGINIA BEACH, VA 23453-2251
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	NOT AVAILABLE, OHANA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000975110
Date	Oct 15, 2020
Instrument	20201015000975110

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Sep 19, 2019
Property Address	3596 LIGHT HORSE LOOP, VIRGINIA BEACH, VA 23453-2251
Document Number	0000798070
Instrument Date	Sep 17, 2019
Instrument	798070
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3596 LIGHT HORSE LOOP VIRGINIA BEACH VA 234532251, VIRGINIA BEACH, VA 23453-2251

Mortgage

Document Number	798080
Date	Sep 19, 2019
Instrument	798080

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2049

Interest

Rate Type	Fixed Rate

May 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	May 5, 2021
Property Address	3596 LIGHT HORSE LOOP, VIRGINIA BEACH, VA 23453-2251
Document Number	0000007412
Map Reference	MB 265 PG 64-69
Instrument Date	Sep 17, 2019
Instrument	202103037412
Record Updated	Aug 16, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3596 LIGHT HORSE LOOP, VIRGINIA BEACH, VA 23453-2251

Mortgage

Document Number	0000007413
Date	May 5, 2021
Instrument	202103037413

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	341 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$414,400 Land $160,000 Building $254,400	$414,400 Land $160,000 Building $254,400
2024	$3,770.00 (-2.26%)
2023	$3,857.00 (+12.48%)	$389,600 (+12.47%) Land $153,600 Building $236,000	$389,600 (+12.47%) Land $153,600 Building $236,000
2022	$3,429.00	$346,400 Land $128,000 Building $218,400	$346,400 Land $128,000 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3596 Light Horse Loop; there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3596 Light Horse Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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