3596 Kady Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 3596 Kady Ave NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,568 sqft · built 2017
Lot Size	0.532 acres (23,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Apr 2026)
Tax Bill	$5,220 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-338-003030`

Property Details

APN / Parcel Number

Primary APN	`114-338-003030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,568 sqft Living Area
1st Floor Area	1,484 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,195 sqft (0.532 acres)
Garage Type	Attached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3596 KADY AVE NE
City	SAINT MICHAEL
State	MN
Zip	55376-3090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 MORGENDAL 2ND ADDITION LOT-003 BLOCK-003 CK-003
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	MORGENDAL 2ND ADDITION
Legal Block	3
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1031
Census Tract	100804

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3596 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage BURNETT TITLE, BURNET TITLE
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage MIDWESTONE BANK
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 29, 2017	Warranty Deed, Subdivision Related Transfer DHI TITLE OF MINNESOTA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	20261600855
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 22, 2026
Property Address	3596 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Document Number	0001600855
Instrument Date	Mar 27, 2026
Instrument	2026.1600855
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3596 KADY AVE NE, SAINT MICHAEL, MN 55376-3090

Mortgage

Document Number	0001600856,
Date	Apr 22, 2026
Instrument	2026.1600856

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3596 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	MLG TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001462474
Date	Mar 15, 2021
Instrument	1462474

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3596 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1556580
Date	Jul 9, 2024
Instrument	A1556580

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	SAINT MICHAEL, MN 55376

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2034

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3596 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MLG TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001420206
Date	Mar 5, 2020
Instrument	1420206

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 29, 2017
Property Address	3596 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Document Number	0001361340
Instrument Date	Nov 9, 2017
Instrument	1361340
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 13, 2021
Title Company	DHI TITLE OF MINNESOTA INC

Transaction

Amount	Amount Recorded
Tax	$1,218.56
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3596 KADY AVE NE, SAINT MICHAEL, MN 55376-3090

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,220.00 (+3.49%)	$447,900 (+0.11%) Land $75,000 Building $372,900	$447,900 (+0.11%) Land $75,000 Building $372,900
2025	$5,044.00 (-6.8%)	$447,400 (-13.63%) Land $77,000 Building $370,400	$447,400 (-13.63%) Land $77,000 Building $370,400
2023	$5,412.00 (+4.64%)	$518,000 Land $90,800 Building $427,200	$518,000 Land $90,800 Building $427,200
2022	$5,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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