Santa Rosa County property record for 3596 Bob Tolbert Rd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,762 sqft · built 2024 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $409,000 (Jun 2024) |
| Tax Bill | $3,759 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-1S-27-0000-04056-0000 |
| Primary APN | 39-1S-27-0000-04056-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| Gross Area | 2,422 sqft |
| 1st Floor Area | 1,762 sqft |
| Flooring | Wood |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3596 BOB TOLBERT RD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | **DESCRIPTION UPDATE FOR 2024* PRCL 193 AKA LOT 8 COM AT NE COR OF SW4 OF NE4 OF 39-1S-27W SAID PT ALSO BEING NW COR OF T HAT PRCL DES IN QUITCLAIM DEED REC IN OR 3671 PG 1610 (#21.18 IN 2023); THN GO S03*03'08W ALONG W LINE OF SAID PRCL FOR 1311.08 |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1214 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 535 W ROOSEVELT BLVD, PHILADELPHIA, PA 19120-3703 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Sep 28, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on Record |
| Deed Sale | Jun 21, 2024 · Amount on Record |
| Deed Document Number | 202427718 |
| Deed Book / Page | 4514 / 1135 |
| Prior Transfer Date | Sep 28, 2023 |
| Prior Transfer Doc | 0000044384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 23, 2026 |
| Property Address | 3596 BOB TOLBERT RD, NAVARRE, FL 32566-9632 |
| Document Number | 0000037097 |
| Book / Page | 4770 / 900 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202637097 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 535 W ROOSEVELT BLVD, PHILADELPHIA, PA 19120-3703 |
| Document Number | 0000037097, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 4770/900 |
| Instrument | 202637097 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 28, 2023 |
| Property Address | 3596 BOB TOLBERT RD, NAVARRE, FL 32566-9632 |
| Document Number | 0044381409 |
| Book / Page | 4438 / 1409 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 202344384 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1903 ANDORRA ST, NAVARRE, FL 32566-9111 |
| Name | Verified Name |
|---|---|
| Address | 1903 ANDORRA ST # ST1, ST1, NAVARRE, FL 32566-9111 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,759.00 (+513.21%) | $315,056 (+687.64%) Land $50,000 Building $265,056 | $315,056 (+687.64%) Land $50,000 Building $265,056 |
| 2024 | $613.00 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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