35955 Co Rd 39, Stapleton, AL 36578 Property Records

Baldwin County property record for 35955 Co Rd 39, Stapleton, AL 36578

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,688 sqft · built 1995
Lot Size	9.2 acres (400,752 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jun 2024)
Tax Bill	$899 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-09-31-0-000-017`

Property Details

APN / Parcel Number

Primary APN	`28-09-31-0-000-017`
Alternative APNs	`548417` `313302` `23103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,688 sqft Heated Area
1st Floor Area	2,688 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	400,752 sqft (9.2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	150 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	548417
Street Address	35955 COUNTY ROAD 39
City	STAPLETON
State	AL
Zip	36578-3081
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	9.1 AC(C) COM AT THE SE COR OF NW1/4 OF NE1/4 OF SEC 31, TH N ALG E LINE SD NW1/4 OF NE1/4 564.9' TO IRON PIPE ON W ROW WHITE
Legal Subdivision	PLEASANT ACRES
Jurisdiction	BALDWIN AL
Township / Civil Division	BAY MINETTE
Census Block Group	2
Census Block	2018
Census Tract	10300

Owner

Source: Baldwin County records · APN 28-09-31-0-000-017

Assessment roll updated April 16, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35955 COUNTY ROAD 39, STAPLETON, AL 36578-3081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 13, 2025	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jun 05, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2024 · Amount on Record
Deed Sale	Jun 05, 2024 · Amount on Record
Prior Sale	Sep 26, 2014 · Amount on Record
Deed Document Number	20242127871
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	35955 COUNTY ROAD 39, STAPLETON, AL 36578-3081
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35955 COUNTY ROAD 39, STAPLETON, AL 36578-3081

Mortgage

Document Number	0001937155
Date	Aug 18, 2021
Instrument	1937155

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Dec 01, 2046

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	35955 COUNTY ROAD 39, STAPLETON, AL 36578-3081
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35955 COUNTY ROAD 39, STAPLETON, AL 36578-3081

Mortgage

Document Number	0002100734
Date	Dec 22, 2023
Instrument	2100734

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Dec 01, 2046

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	35955 COUNTY ROAD 39, STAPLETON, AL 36578-3081
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002204494
Date	Aug 13, 2025
Instrument	2204494

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	Apr 16, 2026
Property Address	35955 COUNTY ROAD 39, STAPLETON, AL 36578-3081
Document Number	0002247688
Instrument Date	Apr 10, 2026
Instrument	20262247688
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35955 COUNTY ROAD 39, STAPLETON, AL 36578-3081
Investor	Possibly a Property Investor

Mortgage

Document Number	0002247688,
Date	Apr 16, 2026
Instrument	20262247688

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 05, 2024
Property Address	35955 COUNTY ROAD 39, STAPLETON, AL 36578-3081
Document Number	0002127871
Instrument Date	Jun 04, 2024
Instrument	2127871
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 WNGHT PARKWAY, FORT WALTON BEACH, FL 32548

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	35955 COUNTY ROAD 39, STAPLETON, AL 36578-3081

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$899.00 (-24.45%)	$31,580 (-23.54%) Land $2,180 Building $29,400	$427,300 (+3.54%) Land $133,300 Building $294,000
2023	$1,190.00 (+22.18%) Homeowner's exemption	$41,300 (+21.04%)	$412,700 (+20.96%) Land $128,000 Building $284,700
2022	$974.00 (+12.99%) Homeowner's exemption	$34,120	$341,200 Land $124,400 Building $216,800
2021	$862.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1997–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims

Wildfire

Wildfire Risk	High above 71% of the US · above 93% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

May also be available: T-Mobile USA.

Based on FCC filings for 40 locations within half a mile of this property.

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