Caldwell County property record for 3595 Zacks Fork Rd, Lenoir, NC 28645
| Property Type | Rural Home |
|---|---|
| Lot Size | 284 acres (12,410,244 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Sep 2009) |
| Tax Bill | $270 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 5 1 3 |
| Primary APN | 05 5 1 3 |
|---|---|
| Alternative APN |
|
| Lot Area | 12,410,244 sqft (284 acres) |
|---|---|
| Shed | 1 Shed |
| Granary | Granary |
| Poultry House | 16,000 sqft |
| Account Number | 141224 |
|---|---|
| Street Address | 3595 ZACKS FORK RD |
| City | LENOIR |
| State | NC |
| Zip | 28645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BK 1745 PG 149 YR 10 ST 0.00 ADDED 2098/1266 2023 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | KINGS CREEK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 31100 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1102 HIBRITEN DR SE, LENOIR, NC 28645-5900 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2009 · Amount on Record |
| Deed Sale | Sep 22, 2009 · Amount on Record |
| Deed Book / Page | 1723 / 554 |
| Last Transfer Date | Dec 8, 2023 |
| Transfer Doc | 0010090994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 27, 2018 |
| Property Address | 3595 ZACKS FORK RD, LENOIR, NC 28645 |
| Document Number | 0010021771 |
| Book / Page | 001940 / 000902 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 10021771 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1702 W US HIGHWAY 421 #A WILKESBORO NC 286972378, A, WILKESBORO, NC 28697-2378 |
| Document Number | 10021772 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 001940/000905 |
| Instrument | 10021772 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270.00 (-4.59%) | $44,800 (-) | |
| 2025 | $283.00 (-6.6%) | $44,800 (+3.23%) | $313,400 (-6.2%) Land $309,500 Building $3,900 |
| 2023 | $43,400 (-) Land $39,500 Building $3,900 | $334,100 (-) Land $330,200 Building $3,900 | |
| 2022 | $303.00 | $43,400 | $334,100 Land $330,200 Building $3,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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