3595 Melrose Rd, Sonora, KY 42776 Property Records

Hardin County property record for 3595 Melrose Rd, Sonora, KY 42776

Property Summary

Property Type	Single Family Home
Lot Size	2.78 acres (121,097 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Aug 2025)
Tax Bill	$247 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-00-03-004`

Property Details

APN / Parcel Number

Primary APN	`132-00-03-004`

Exterior

Lot Area	121,097 sqft

Location & Zoning

Street Address	3595 MELROSE RD
City	SONORA
State	KY
Zip	42776-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CS FIELDS SUBD LT 4
Legal Subdivision	CS FIELDS SUBD
Legal Lot Number	4
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	3
Census Block	3001
Census Tract	1602

Owner

3595 Melrose Rd is owned and occupied by an individual who bought it in August 2025.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3595 MELROSE RD, SONORA, KY 42776-9501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2024	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Aug 21, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on File
Deed Sale	Aug 21, 2025 · Amount on File
Deed Document Number	0000158937
Deed Book / Page	1589 / 37
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	3595 MELROSE RD, SONORA, KY 42776-9501
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FELIX CT, ELIZABETHTOWN, KY 42701-7074
Investor	Possibly a Property Investor

Mortgage

Document Number	0002531/57
Date	Aug 14, 2024
Book Page	2531/57

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 9, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Aug 21, 2025
Property Address	3595 MELROSE RD, SONORA, KY 42776-9501
Document Number	0001589/37
Book / Page	1589 / 37
Map Reference	CAB 1 SH 7057
Instrument Date	Aug 21, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2026
Title Company	AGENTS TITLE INC, AGENCY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 FELIX CT, ELIZABETHTOWN, KY 42701-7074

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3595 MELROSE RD, SONORA, KY 42776-9501

Mortgage

Document Number	0025771108
Date	Aug 21, 2025
Instrument	2577/1108

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3595 Melrose Rd was $247.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$247.00	$20,000 Land $20,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3595 Melrose Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3595 Melrose Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Telecast Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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