3595 Hearthstone Ct, Flatwoods, KY 41139 Property Records

Greenup County property record for 3595 Hearthstone Ct, Flatwoods, KY 41139

Property Summary

Property Type	Single Family Home
Details	2,976 sqft · built 1995
Lot Size	1.78 acres (77,838 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (May 2025)
Tax Bill	$3,875 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`176-00-00-154.00`

Property Details

APN / Parcel Number

Primary APN	`176-00-00-154.00`
Alternative APNs	`48022` `52550`

Interior

Stories	2 Stories
Building Area	2,976 sqft Living Area
Basement Area	2,088 sqft
Unfinished Basement	2,088 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,838 sqft (1.78 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	600 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Account Number	52550
Street Address	3595 HEARTHSTONE CT
City	FLATWOODS
State	KY
Zip	41139-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORESTDALE SUB LT 47R
Legal Subdivision	FORRESTDALE
Legal Lot Number	47R
Jurisdiction	GREENUP KY
Township / Civil Division	WURTLAND
Census Block Group	5
Census Block	5031
Census Tract	40400

Owner

Source: Greenup County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3595 HEARTHSTONE CT, FLATWOODS, KY 41139-2307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS CHOICE CU
Feb 14, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Dec 18, 2020	Foreclosure NOT AVAILABLE
Feb 22, 2018	Deed with Mortgage, Transfer BRENDA S & MATTHEW W HIPPS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Dec 18, 2020
Deed Document Number	2025658834
Deed Book / Page	685 / 446
Prior Transfer Date	Nov 29, 2021
Prior Transfer Doc	0000592756
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	3595 HEARTHSTONE CT, FLATWOODS, KY 41139-2307
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3595 HEARTHSTONE CT, FLATWOODS, KY 41139-2307

Mortgage

Document Number	0000675638
Date	Oct 8, 2025
Book Page	M1097/431
Instrument	675638

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	8%
Max Rate At Change	10%
Max Rate	14%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	3595 HEARTHSTONE CT, FLATWOODS, KY 41139-2307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000485620
Date	Feb 14, 2017
Book Page	M0895/0733
Instrument	485620

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

December 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	GREENUP KY
Recording Date	Dec 18, 2020
Property Address	3595 HEARTHSTONE CT, FLATWOODS, KY 41139-2307
Document Number	0000571058
Book / Page	000644 / 000540
Instrument Date	Oct 30, 2020
Instrument	571058
Transaction Type	Foreclosure
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

February 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	GREENUP KY
Recording Date	Feb 22, 2018
Property Address	3595 HEARTHSTONE CT, FLATWOODS, KY 41139-2307
Book / Page	000620 / 000450
Instrument Date	Feb 22, 2018
Instrument	508944
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	801 MONROE ST WURTLAND KY 411441516, WURTLAND, KY 41144-1516

Mortgage

Document Number	0000508944
Date	Feb 22, 2018
Book Page	000620/000450
Instrument	508944

Lender

Name	BRENDA S & MATTHEW W HIPPS
Address	3595 HEARTHSTONE CT, FLATWOODS, KY 41139-2307
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 21, 2033

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Municipality	Flatwoods City
Unified School District	Raceland-Worthington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$245,000 (-) Land $40,000 Building $205,000	$245,000 (-) Land $40,000 Building $205,000
2023	$3,875.00	$245,000 Land $40,000 Building $205,000	$245,000 Land $40,000 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WURTLAND WATER DEPARTMENT serves 1,815 people · EPA ID KY0450479
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Also Mapped Here	RACELAND WATER SYSTEM
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Armstrong Cable	1,000 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hearthstone Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures