3595 E el Rancho Dr, Midland, MI 48642 Property Records

Midland County property record for 3595 E el Rancho Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,868 sqft · built 2012
Lot Size	3.71 acres (161,608 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Oct 2012)
Tax Bill	$5,785 (2022)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-027-300-036-00`

Property Details

APN / Parcel Number

Primary APN	`090-027-300-036-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,868 sqft Living Area
Basement Area	1,506 sqft

Exterior

Year Built	Built 2012
Lot Area	161,608 sqft (3.71 acres)
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	09002730003600
Street Address	3595 E EL RANCHO DR
City	MIDLAND
State	MI
Zip	48642-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SEC 27 T15N R2E COM 33 FT S OF W 1/4 COR, TH E 615 FT, S 297 FT, E 330 FT, N 330 FT, E 486.71FT N/L S 635.7 FT, W 160.75FT, S
Legal Range	02E
Legal Township	15N
Legal Section	27
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1010
Census Tract	291102

Owner

3595 E el Rancho Dr is owned and occupied by two individuals who bought it in October 2012.

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3595 E EL RANCHO DR, MIDLAND, MI 48642-8713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2012 · Amount on File
Deed Sale	Oct 26, 2012 · Amount on File
Deed Document Number	0001559794
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3595 E EL RANCHO DR, MIDLAND, MI 48642-8713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3595 E EL RANCHO DR, MIDLAND, MI 48642-8713

Mortgage

Document Number	1637/554
Date	Sep 10, 2020
Book Page	1637/554

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Flood

FEMA maps place 3595 E el Rancho Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3595 E el Rancho Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20