Osceola County property record for 3595 Crosley Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,405 sqft · built 2019 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,000 (Jul 2019) |
| Tax Bill | $3,717 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 252630508000011225 |
| Primary APN | 252630508000011225 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,405 sqft Heated Area |
| Gross Area | 3,403 sqft |
| 1st Floor Area | 2,007 sqft |
| Upper Floors Area | 398 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 94,525 sqft (2.17 acres) |
| Garage Type | Finished |
| Garage Area | 564 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 434 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3595 CROSLEY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST 2 PB 1 PG 365 W 1/2 OF LOT 122 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR EST 2 |
| Legal Tract | 5080 |
| Legal Lot Number | 122 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 43304 |
Source: Osceola County records · APN 252630508000011225
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3595 CROSLEY AVE, SAINT CLOUD, FL 34772-8160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Jan 02, 2020 | Loan Modification, Mortgage WATERSTONE MTG |
| Jul 22, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on Record |
| Deed Sale | Jul 22, 2019 · Amount on Record |
| Deed Document Number | 2019094251 |
| Deed Book / Page | 5560 / 1809 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3595 CROSLEY AVE, SAINT CLOUD, FL 34772-8160 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3595 CROSLEY AVE, SAINT CLOUD, FL 34772-8160 |
| Document Number | 0057921426 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 5792/1426 |
| Instrument | 2020121978 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3595 CROSLEY AVE, SAINT CLOUD, FL 34772-8160 |
| Document Number | 0056562821 |
| Instrument Date | Jan 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3595 CROSLEY AVE ST CLOUD FL 34772, ST CLOUD, FL 34772 |
| Document Number | 0056562821 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 005656/002821 |
| Instrument | 5915 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 22, 2019 |
| Property Address | 3595 CROSLEY AVE, SAINT CLOUD, FL 34772-8160 |
| Document Number | 0055601809 |
| Book / Page | 5560 / 1809 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 2019094251 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | LAND TITLE PROFESSIONAL SLLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $581.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 700355, SAINT CLOUD, FL 34770-0355 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3595 CROSLEY AVE, SAINT CLOUD, FL 34772-8160 |
| Document Number | 0055601811 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 5560/1811 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,717.00 (+7.55%) Homeowner's exemption | $257,705 (+5.99%) | $411,200 (+4.6%) Land $39,100 Building $372,100 |
| 2023 | $3,456.00 (+4.28%) Homeowner's exemption | $243,149 (+3%) | $393,100 (+15.86%) Land $39,100 Building $354,000 |
| 2022 | $3,314.00 Homeowner's exemption | $236,067 | $339,300 Land $39,100 Building $300,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 59 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, Hurricane Irma |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 552 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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