Alameda County property record for 35922 Spruce St, Newark, CA 94560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1975 |
| Lot Size | 0.297 acres (12,936 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,550,000 (May 2024) |
| Tax Bill | $18,950 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 92A-515-82 |
| Primary APN | 92A-515-82 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 12,936 sqft (0.297 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 35922 SPRUCE ST |
|---|---|
| City | NEWARK |
| State | CA |
| Zip | 94560-1040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00090 BLK: TR: 3510 |
| Legal Subdivision | TRACT 3510 FILED AUGUST 23 1974 |
| Legal Tract | 3510 |
| Legal Block | 2 |
| Legal Lot Number | 90 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 444301 |
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35922 SPRUCE ST, NEWARK, CA 94560-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Deed Document Number | 202460135 |
| Prior Transfer Date | Oct 25, 2002 |
| Prior Transfer Doc | 0000571618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 35922 SPRUCE ST, NEWARK, CA 94560-1040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 35922 SPRUCE ST, NEWARK, CA 94560-1040 |
| Document Number | 0000009076 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 2026009076 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 101 SOUTH TRYON STREET, CHARLOTTE, NC 28280 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 35922 SPRUCE ST, NEWARK, CA 94560-1040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 35922 SPRUCE ST, NEWARK, CA 94560-1040 |
| Document Number | 0000150403 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025150403 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 10.1% |
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Newark City |
| Unified School District | Newark Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,612,620 (+2%) Land $645,048 Building $967,572 | ||
| 2025 | $18,950.00 (+363.78%) | $1,581,000 (+425.51%) Land $632,400 Building $948,600 | |
| 2023 | $4,086.00 Homeowner's exemption | $300,851 Land $158,752 Building $142,099 | $1,147,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2017–2019) |
| Most Recent Claim | Mar 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| RobinsonHSS Fixed Wireless | 1,000 / 1,000 |
| Tekify Fiber & Wireless Fixed Wireless | 580 / 125 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Sail Internet.
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