3592 Doral Dr, Elgin, IL 60124 Property Records

Kane County property record for 3592 Doral Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$399,000 (Dec 2020)
Tax Bill	$11,799 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-36-176-014`

Property Details

APN / Parcel Number

Primary APN	`05-36-176-014`

Location & Zoning

Street Address	3592 DORAL DR
City	ELGIN
State	IL
Zip	60124-8538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWES CREEK COUNTRY CLUB PHASE 4B - LOT 463
Legal Subdivision	BOWES CREEK COUNTRY CLUB
Legal Phase	4B
Legal Block	1
Legal Lot Number	463
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1088
Census Tract	850709

Owner

3592 Doral Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3592 DORAL DR, ELGIN, IL 60124-8538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO NA
Dec 3, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Deed Document Number	202074896
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3592 DORAL DR, ELGIN, IL 60124-8538
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082820
Date	Nov 3, 2021
Instrument	2021K082820

Lender

Name	ST CHARLES BANK & TRUST CO NA
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2020
Property Address	3592 DORAL DR, ELGIN, IL 60124-8538
Document Number	0000074896
Instrument Date	Nov 2, 2020
Instrument	74896
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3592 DORAL DR ELGIN IL 601248538, ELGIN, IL 60124-8538

Tax Assessment & Valuation

The 2025 property tax bill for 3592 Doral Dr was $11,799 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,799.00 Homeowner's exemption	$164,126 (+7.79%) Land $27,804 Building $136,322	$492,575 (+7.79%) Land $83,445 Building $409,130
2024		$152,265 Land $25,795 Building $126,470	$456,978 Land $77,416 Building $379,562
2022	$10,338.00 (+0.54%) Homeowner's exemption	$125,415 (+6.09%) Land $23,138 Building $102,277	$376,245 (+6.09%) Land $69,414 Building $306,831
2021	$10,282.00 Homeowner's exemption	$118,211 Land $22,353 Building $95,858	$354,633 Land $67,059 Building $287,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3592 Doral Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3592 Doral Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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