3591 Co Rd 8 SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3591 Co Rd 8 SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,325 sqft · built 2003
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$28,252 (Sep 2019)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-405-0090`

Property Details

APN / Parcel Number

Primary APN	`25-405-0090`
Alternative APNs	`25-00405-0090` `17257`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Basement Area	1,240 sqft
Finished Basement	1,240 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Attached
Garage Area	1,096 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	589 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17257
Street Address	3591 COUNTY ROAD 8 SE
City	SAINT CLOUD
State	MN
Zip	56304-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 9 & 10
Legal Range	30W
Legal Township	35N
Legal Section	18
Legal Subdivision	PRAIRIE PINE
Legal Lot Number	9,10
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1017
Census Tract	31500

Owner

3591 Co Rd 8 SE is owned and occupied by two individuals who bought it in September 2019.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3591 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 13, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Prior Sale	Dec 13, 2018 · Amount on File
Deed Document Number	2019878373
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	3591 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9564
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000920322
Date	May 28, 2021
Instrument	920322

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Dec 13, 2018
Property Address	3591 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9564
Document Number	0000866155
Instrument Date	Dec 7, 2018
Instrument	866155
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3591 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9564

Mortgage

Document Number	0000866156
Date	Dec 13, 2018
Instrument	866156

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3591 Co Rd 8 SE was $3,006 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,000 (+2.93%) Land $105,800 Building $277,200	$383,000 (+2.93%) Land $105,800 Building $277,200
2025	$3,006.00	$372,100 Land $105,800 Building $266,300	$372,100 Land $105,800 Building $266,300
2023	$2,676.00	$343,300 Land $85,500 Building $257,800
2021			$343,300 Land $85,500 Building $257,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3591 Co Rd 8 SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3591 Co Rd 8 SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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