3591 Cameo Dr, Unit 13, Oceanside, CA 92056 Property Records

San Diego County property record for 3591 Cameo Dr, Unit 13, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,008 sqft · built 1992
Lot Size	1.71 acres (74,801 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (Jul 1998)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-113-27-13`

Property Details

APN / Parcel Number

Primary APN	`165-113-27-13`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Lot Area	74,801 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3591 CAMEO DR, 13
City	OCEANSIDE
State	CA
Zip	92056-6379
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 2 US 13PER DOC90-527108/91-032473&UND INT IN TR 012527
Legal Subdivision	PALMILLA DEL ORO
Legal Tract	012527
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18517

Owner

3591 Cameo Dr, Unit 13 is owned and occupied by an individual who acquired it in February 2008.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3591 CAMEO DR, 13, OCEANSIDE, CA 92056-6379
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1998 · Amount on File
Deed Sale	Jul 1, 1998 · Amount on File
Prior Sale	Jul 8, 1991 · Amount on File
Deed Document Number	1998405705
Last Transfer Date	Feb 7, 2008
Transfer Doc	0000189175
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3591 CAMEO DR UNIT 13, 13, OCEANSIDE, CA 92056-6379
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3591 CAMEO DR 13, 13, OCEANSIDE, CA 92056-6379

Mortgage

Document Number	0000807007
Date	Nov 24, 2021
Instrument	2021-0807007

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3591 CAMEO DR UNIT 13, 13, OCEANSIDE, CA 92056-6379
Document Number	0000374330
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3591 CAMEO DR #13 OCEANSIDE CA 920566379, 13, OCEANSIDE, CA 92056-6379

Mortgage

Document Number	0000374330
Date	Jul 14, 2020
Instrument	374330

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3591 Cameo Dr, Unit 13 was $2,468 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$195,855 (+2%) Land $68,545 Building $127,310
2025	$2,468.00 Homeowner's exemption	$192,015 Land $67,201 Building $124,814
2023	$2,362.00 (+1.37%) Homeowner's exemption	$184,561 Land $64,593 Building $119,968
2022	$2,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3591 Cameo Dr, Unit 13 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3591 Cameo Dr, Unit 13 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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