3590 Terese Path, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3590 Terese Path, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,493 sqft · built 2006
Lot Size	0.275 acres (11,979 sqft)
Owner	Company Name on File
Last Sale	$187,000 (Aug 2007)
Tax Bill	$3,720 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-8570-0021-00-0`

Property Details

APN / Parcel Number

Primary APN	`18-8570-0021-00-0`
Alternative APN	`11-18-8570-0021-00-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,493 sqft Living Area
1st Floor Area	1,445 sqft
Basement Area	1,445 sqft
Unfinished Basement	1,445 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Raised Ranch
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3590 TERESE PATH
City	SAINT JOSEPH
State	MI
Zip	49085-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	UNIT 21 WASHINGTON CROSSING LIBER 209 PAGE 1
Legal Subdivision	WASHINGTON CROSSING CONDOMINIUM
Legal Unit	21
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2024
Census Tract	1100

Owner

3590 Terese Path is owned by a company that acquired it in October 2017 and is owner-occupied.

Source: Berrien County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	3590 TERESE PATH, SAINT JOSEPH, MI 49085-3747
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Intrafamily Transfer, Transfer
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit HONOR CU
Oct 12, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2007 · Amount on File
Deed Sale	Aug 27, 2007 · Amount on File
Deed Book / Page	2807 / 1232
Last Transfer Date	Oct 11, 2017
Transfer Doc	03186/0923
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 26, 2024
Property Address	3590 TERESE PATH, SAINT JOSEPH, MI 49085-3747
Document Number	03419/3329
Book / Page	3419 / 3329
Map Reference	LB 209 PG 1-68
Instrument Date	Jan 26, 2024
Instrument	2024397018
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3590 TERESE PATH, SAINT JOSEPH, MI 49085-3747

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3590 TERESE PATH, SAINT JOSEPH, MI 49085-3747
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03207/1327
Date	Jun 4, 2018
Book Page	3207/1327

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 12, 2017
Property Address	3590 TERESE PATH, SAINT JOSEPH, MI 49085-3747
Document Number	03186/0923
Book / Page	3186 / 0923
Instrument Date	Oct 11, 2017
Instrument	3186-0923
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3590 TERESE PATH, SAINT JOSEPH, MI 49085-3747

Tax Assessment & Valuation

The 2025 property tax bill for 3590 Terese Path was $3,720 with a homeowner's exemption, up 2.8% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,700 (+3.25%)	$381,400 (+3.25%)
2025	$3,720.00 (+2.82%)	$184,700	$369,400
2024	$3,618.00
2023		$125,900	$251,800
2022	$3,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3590 Terese Path in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3590 Terese Path is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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