3590 Searle Ct, Saint Paul, MN 55127 Property Records

Ramsey County property record for 3590 Searle Ct, Saint Paul, MN 55127

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,264 sqft · built 1994
Lot Size	0.439 acres (19,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (May 2026)
Tax Bill	$6,472 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-30-22-12-0017`

Property Details

APN / Parcel Number

Primary APN	`32-30-22-12-0017`
Alternative APNs	`8149818` `175275`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	19,125 sqft (0.439 acres)
Lot Dimensions	225 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	175275
Street Address	3590 SEARLE CT
City	SAINT PAUL
State	MN
Zip	55127-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAIERL ADDITION LOT 5 BLK 1
Legal Range	22
Legal Township	30
Legal Section	32
Legal Subdivision	BAIERL ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	VADNAIS HEIGHTS
Census Block Group	2
Census Block	2004
Census Tract	40606

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3590 SEARLE CT, SAINT PAUL, MN 55127-7113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 22, 2024	Warranty Deed, Transfer ALL COAST TITLE LLC, ALL CITIES TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	May 22, 2024 · Amount on Record
Deed Document Number	20262816038
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0002674160
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	3590 SEARLE CT, VADNAIS HEIGHTS, MN 55127-7113
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02750278
Date	Mar 3, 2023
Instrument	T02750278

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 2, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 18, 2026
Property Address	3590 SEARLE CT, SAINT PAUL, MN 55127-7113
Document Number	0T02816038
Instrument Date	May 15, 2026
Instrument	2026.2816038
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221,493.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3590 SEARLE CT, SAINT PAUL, MN 55127-7113

Mortgage

Document Number	0002816038,
Date	May 18, 2026
Instrument	2026.2816038

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 22, 2024
Property Address	3590 SEARLE CT, VADNAIS HEIGHTS, MN 55127-7113
Document Number	0T02774475
Instrument Date	May 13, 2024
Instrument	T02774475
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	ALL COAST TITLE LLC, ALL CITIES TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,914.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3590 SEARLE CT, VADNAIS HEIGHTS, MN 55127-7113
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Vadnais Heights City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,500 (-5.67%) Land $85,000 Building $440,500	$525,500 (-5.67%) Land $85,000 Building $440,500
2025	$6,472.00 (+11.86%)	$557,100 (+26.56%) Land $85,000 Building $472,100	$557,100 (+26.56%) Land $85,000 Building $472,100
2024	$5,786.00 (+2.52%)
2023	$5,644.00	$440,200 Land $85,000 Building $355,200	$440,200 Land $85,000 Building $355,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vadnais Heights serves 13,025 people · EPA ID MN1620030
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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