3590 SE Cobia Way, Stuart, FL 34997 Property Records

Martin County property record for 3590 SE Cobia Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 944 sqft · built 1981
Lot Size	0.032 acres (1,394 sqft)
Owner	2 Company Names on Record
Last Sale	$75,000 (Feb 2023)
Tax Bill	$2,535 (2024)
Deeds & Mortgages	Feb 2023 Transfer Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-740-005-0001.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-740-005-0001.0-0-0000`
Alternative APNs	`55-38-41-740-005-00010-0` `45510`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,394 sqft (0.032 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3590 SE COBIA WAY
City	STUART
State	FL
Zip	34997-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	COVE PLACE LOT E-1
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	COVE PLACE
Legal Block	2
Legal Lot Number	E-1
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2030
Census Tract	1200

Owner

Source: Martin County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5420 N OCEAN DR, 703, RIVIERA BEACH, FL 33404-2544
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Correction Deed SOUTH FL TITLE INSURERS/BROWAR, SOUTH FL TTL INSURERS OF PAL
Feb 3, 2023	Warranty Deed, Transfer SOUTH FL TTL INSURERS OF PAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Apr 3, 2009 · Amount on Record
Prior Transfer Date	Jan 31, 2023
Prior Transfer Doc	0033572354
Record Updated	Sep 20, 2026

February 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 3, 2023
Property Address	3590 SE COBIA WAY, STUART, FL 34997-3107
Document Number	0033572354
Book / Page	3357 / 2354
Map Reference	MB 8 PG 52
Instrument Date	Jan 31, 2023
Instrument	3000459
Record Updated	Feb 23, 2023
Title Company	SOUTH FL TITLE INSURERS/BROWAR, SOUTH FL TTL INSURERS OF PAL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8780 SE HOBE RIDGE AVE, HOBE SOUND, FL 33455-4617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8630 SE BYRD RD, HOBE SOUND, FL 33455-5111

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 3, 2023
Property Address	3590 SE COBIA WAY, STUART, FL 34997-3107
Document Number	0033572356
Book / Page	3357 / 2356
Map Reference	MB 8 PG 52
Instrument Date	Jan 31, 2023
Instrument	3000460
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SOUTH FL TTL INSURERS OF PAL

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8630 SE BYRD RD, HOBE SOUND, FL 33455-5111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5420 N OCEAN DR APT 703, 703, RIVIERA BEACH, FL 33404-2544

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,917 (+163.2%)	$171,340 (+27.27%) Land $95,000 Building $76,340
2024	$2,535.00 (+69.91%)
2023	$1,492.00 (+10.27%)	$64,557 (+1%)	$134,630 (+10.74%) Land $65,000 Building $69,630
2022	$1,353.00	$58,689	$121,570 Land $63,000 Building $58,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1994–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORA-WIN COVE private · serves 127 people · EPA ID FL4431883
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream.

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