Seminole County property record for 3590 Scoutoak Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,934 sqft · built 1993 |
| Lot Size | 0.294 acres (12,814 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,914 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-21-31-504-0000-0370 |
| Primary APN | 35-21-31-504-0000-0370 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,934 sqft Living Area |
| 1st Floor Area | 1,932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,814 sqft |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 158 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3590 SCOUTOAK LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 HERONWOOD AT CARILLON PB 42 PGS 94 TO 97 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 35 |
| Legal Subdivision | HERONWOOD AT CARILLON |
| Legal Tract | 504 |
| Legal Lot Number | 37 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21316 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3590 SCOUTOAK LOOP, OVIEDO, FL 32765-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1999 |
| Deed Sale | Jun 1, 1999 |
| Deed Document Number | 0003698939 |
| Deed Book / Page | 02655 / 01681 |
| Prior Transfer Date | Oct 4, 1993 |
| Prior Transfer Doc | 0265501681 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3590 SCOUTOAK LOOP, OVIEDO, FL 32765-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST SIGNATURE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0092580047 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 09258/0047 |
| Instrument | 2018135913 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3590 SCOUTOAK LOOP, OVIEDO, FL 32765-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST SIGNATURE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0096580262 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 9658/262 |
| Instrument | 2020078715 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,914.00 (-10.48%) Homeowner's exemption | $175,705 (+5.99%) | $405,153 (+6.36%) Land $120,000 Building $285,153 |
| 2023 | $2,138.00 (+2.69%) Homeowner's exemption | $165,780 (+3%) | $380,933 (+15.5%) Land $115,000 Building $265,933 |
| 2022 | $2,082.00 Homeowner's exemption | $160,951 | $329,805 Land $100,000 Building $229,805 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 56 units insured incl. 18 condo units |
| Nearby Flood Claims | 3 (2011–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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