3590 NW 12th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3590 NW 12th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,792 sqft · built 1997
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$52,500 (Jul 2013)
Tax Bill	$1,623 (2025)
Flood Zone	Zone A (high risk)
APN	`1-04-37-35-0010-00000-0190`

Property Details

APN / Parcel Number

Primary APN	`1-04-37-35-0010-00000-0190`
Alternative APN	`R10437350010000000190`

Interior

Full Baths	2 Baths
Building Area	1,792 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	98,881 sqft (2.27 acres)
Lot Dimensions	330 ft deep x 300 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3590 NW 12TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-1675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES (PLAT BOOK 3 PAGE 25) LOT 19
Legal Range	35E
Legal Township	37S
Legal Section	04
Legal Subdivision	WHISPERING PINES
Legal Lot Number	19
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3007
Census Tract	910201

Owner

Source: Okeechobee County records · APN 1-04-37-35-0010-00000-0190

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3564 NW 12TH AVE, OKEECHOBEE, FL 34972-1675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2013 · Amount on Record
Deed Sale	Jul 16, 2013 · Amount on Record
Prior Sale	Feb 18, 2013 · Amount on Record
Deed Document Number	20137213
Deed Book / Page	733 / 1180
Last Transfer Date	Apr 24, 2014
Transfer Doc	0007451799
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,623.00 (+9.29%) Homeowner's exemption	$106,879 (+5.99%)	$249,909 (+2.88%) Land $56,750 Building $193,159
2023	$1,485.00 (+10.74%) Homeowner's exemption	$100,842 (+3%)	$242,908 (+15.29%) Land $49,940 Building $192,968
2022	$1,341.00 Homeowner's exemption	$97,905	$210,690 Land $49,940 Building $160,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	42 (1998–2025)
Claims Outside the SFHA	3 of 42
Most Recent Claim	Aug 2025
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Wilma, Oct 2005 · 7 claims Hurricane Frances, Sep 2004 · 18 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 118 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.