Clay County property record for 3590 240th Ave, Spencer, IA 51301
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,678 sqft · built 1925 |
| Lot Size | 14.9 acres (652,529 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,336 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963616300011 |
| Primary APN | 963616300011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,678 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 784 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 652,529 sqft (14.9 acres) |
| Garage Type | Detached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 190 sqft |
| Patio Area | 121 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3590 240TH AVE |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | 14.98 AC TR PT SW SW BEING PARCEL B |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 16 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SIOUX |
| Census Block Group | 3 |
| Census Block | 3168 |
| Census Tract | 80100 |
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3590 240TH AVE, SPENCER, IA 51301-7569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,336.00 (+0.15%) Homeowner's exemption | $128,750 (+7.01%) Land $19,490 Building $109,260 | $128,750 (+7.01%) Land $19,490 Building $109,260 |
| 2024 | $1,334.00 (+6.55%) | ||
| 2023 | $120,320 (+18.52%) Land $14,310 Building $106,010 | $120,320 (+18.52%) Land $14,310 Building $106,010 | |
| 2022 | $1,252.00 Homeowner's exemption Additional exemption filed | $101,520 Land $11,480 Building $90,040 | |
| 2021 | $101,520 Land $11,480 Building $90,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Spencer Municipal Utilities.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures