359 Williamson Rd, Mills River, NC 28759 Property Records

Henderson County property record for 359 Williamson Rd, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,968 sqft · built 2013
Lot Size	2.23 acres (97,139 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9621989095`

Property Details

APN / Parcel Number

Primary APN	`9621989095`
Alternative APN	`10006001`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,968 sqft Heated Area
1st Floor Area	1,968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	97,139 sqft (2.23 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10006001
Street Address	359 WILLIAMSON RD
City	MILLS RIVER
State	NC
Zip	28759-5780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10006001~M
Legal Description	MINOR SUBDIVISION 2.23 ACRES PL2020-12636
Legal Subdivision	MINOR SUBDIVISION
Legal Block	98
Legal Lot Number	9095
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1029
Census Tract	930702

Owner

359 Williamson Rd is owned and occupied by two individuals.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	359 WILLIAMSON RD, MILLS RIVER, NC 28759-5780
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 20, 2021	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 1, 2020	Correction Deed, Transfer ATTORNEY ONLY
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	359 WILLIAMSON RD, MILLS RIVER, NC 28759-5780
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 WILLIAMSON RD, MILLS RIVER, NC 28759-5780

Mortgage

Document Number	0036330186
Date	Jan 11, 2021
Book Page	3633/186
Instrument	942372

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	359 WILLIAMSON RD, MILLS RIVER, NC 28759-5780
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 WILLIAMSON RD, MILLS RIVER, NC 28759-5780

Mortgage

Document Number	0038880254
Date	Mar 23, 2022
Book Page	3888/254
Instrument	976274

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	359 WILLIAMSON RD, MILLS RIVER, NC 28759-5780
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 WILLIAMSON RD, MILLS RIVER, NC 28759-5780

Mortgage

Document Number	0037140233
Date	May 20, 2021
Book Page	3714/233
Instrument	953701

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

October 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 1, 2020
Property Address	359 WILLIAMSON RD, MILLS RIVER, NC 28759-5780
Document Number	0035720543
Book / Page	003572 / 000543
Instrument Date	Sep 30, 2020
Instrument	934851
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 S MAIN ST HENDERSONVILLE NC 28792, HENDERSONVILLE, NC 28792

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	359 WILLIAMSON RD, MILLS RIVER, NC 28759-5780
Document Number	0034670584
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	359 WILLIAMSON RD MILLS RIVER NC 287595780, MILLS RIVER, NC 28759-5780

Mortgage

Document Number	0034670584
Date	Mar 24, 2020
Book Page	003467/000584
Instrument	921988

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 359 Williamson Rd was $1,982.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,000 Land $84,600 Building $375,400
2025	$1,982.00
2023		$460,000 Land $84,600 Building $375,400	$460,000 Land $84,600 Building $375,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 359 Williamson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2013–2026)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 Williamson Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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