359 Vick St, Clay, KY 42404 Property Records

Webster County property record for 359 Vick St, Clay, KY 42404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft
Owner	Individual Name on Record
Last Sale	$130,000 (Jan 2024)
Tax Bill	$907 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0C3-006-006`

Property Details

APN / Parcel Number

Primary APN	`0C3-006-006`
Alternative APNs	`8917` `4325` `3632`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,653 sqft Finished Area
Basement Area	555 sqft
Family Room	Family Room

Exterior

Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Pool Area	450 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3632
Street Address	359 VICK ST
City	CLAY
State	KY
Zip	42404-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	WEBSTER KY
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2119
Census Tract	960300

Owner

Source: Webster County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	838 STATE ROUTE 132 W, DIXON, KY 42409-9699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed, Transfer · Conventional Mortgage TRUIST BANK
Oct 30, 2020	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Dec 30, 2019	Warranty Deed, Transfer · Line of Credit FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	459517
Deed Book / Page	322 / 131
Record Updated	Jun 8, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER KY
Recording Date	Jan 26, 2024
Property Address	359 VICK ST, CLAY, KY 42404-2043
Document Number	000322/131
Book / Page	322 / 131
Instrument Date	Jan 23, 2024
Instrument	459517
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 HALL ST, CLAY, KY 42404-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	359 VICK STREET, WILLIAMSTOWN, KY 41097

Mortgage

Document Number	0000459518
Date	Jan 26, 2024
Instrument	459518

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	359 VICK ST, CLAY, KY 42404-2043
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 VICK ST, CLAY, KY 42404-2043

Mortgage

Document Number	MTG359/713
Date	Oct 30, 2020
Book Page	MTG 359/713
Instrument	418268

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	359 VICK ST, CLAY, KY 42404-2043
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG345/061
Date	Nov 27, 2018
Book Page	MTG 345/061
Instrument	401538

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER KY
Recording Date	Dec 30, 2019
Property Address	359 VICK ST, CLAY, KY 42404-2043
Document Number	DEED307/775
Book / Page	DEED 307 / 775
Instrument Date	Dec 11, 2019
Instrument	405566
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount Recorded
Tax	$34.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	359 VICK ST, CLAY, KY 42404-2043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 ROCHESTER AVE, MARION, KY 42064-1228

Mortgage

Document Number	0000405567
Date	Dec 30, 2019
Instrument	405567

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Sep 11, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webster County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Clay City
County	Webster County
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00 (+28.65%) Homeowner's exemption	$130,000 (+108%)	$130,000 (+108%)
2023	$705.00	$62,500	$62,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY WATER WORKS serves 1,287 people · EPA ID KY1170073
Water Source	Purchased surface water from WEBSTER CO WATER DISTRICT
Last State Inspection	Jun 2023
Lead	12 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2020 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Vick St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures