359 Thoroughbred Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 359 Thoroughbred Dr, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1988
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Nov 2022)
Tax Bill	$1,301 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`053-008-012`

Property Details

APN / Parcel Number

Primary APN	`053-008-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	55,757 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	359 THOROUGHBRED DR
City	SPRING CREEK
State	NV
Zip	89815-5736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 103 SPRING CREEK CORPORATION FILE 60406
Legal Subdivision	SPRING CREEK TRACT 103
Legal Tract	103
Legal Block	8
Legal Lot Number	12
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1017
Census Tract	951403

Owner

359 Thoroughbred Dr is owned and occupied by an individual who bought it in November 2022.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	359 THOROUGHBRED DR, SPRING CREEK, NV 89815-5736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 1, 2019	Loan Modification, Mortgage · FHA Mortgage US BK
Aug 14, 2017	Bargain and Sale Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Aug 14, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Aug 14, 2017 · Amount on File
Deed Document Number	2022812949
Prior Transfer Date	Aug 3, 2017
Prior Transfer Doc	0000729210
Record Updated	Oct 29, 2026

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Nov 10, 2022
Property Address	359 THOROUGHBRED DR, SPRING CREEK, NV 89815-5736
Document Number	0000812949
Map Reference	FILE NO 60406
Instrument Date	Nov 7, 2022
Instrument	812949
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,131.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000812950
Date	Nov 10, 2022
Instrument	812950

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	359 THOROUGHBRED DR, SPRING CREEK, NV 89815-5736
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 THOROUGHBRED DR, SPRING CREEK, NV 89815-5736

Mortgage

Document Number	0000791263
Date	Jul 19, 2021
Instrument	791263

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	359 THOROUGHBRED DR, SPRING CREEK, NV 89815-5736
Document Number	0000755477
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 THOROUGHBRED DR SPRING CREEK NV 898155736, SPRING CREEK, NV 89815-5736

Mortgage

Document Number	0000755477
Date	Jun 12, 2019
Instrument	755477

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKO NV
Property Address	359 THOROUGHBRED DR, SPRING CREEK, NV 89815-5736
Document Number	0000755478
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 THOROUGHBRED DR SPRING CREEK NV 898155736, SPRING CREEK, NV 89815-5736

Mortgage

Document Number	0000755478
Date	Jun 12, 2019
Instrument	755478

Lender

Name	US BK
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

Interest

Rate	4.87%

August 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Aug 14, 2017
Property Address	359 THOROUGHBRED DR, SPRING CREEK, NV 89815-5736
Document Number	0000729211
Map Reference	FILE60406
Instrument Date	Aug 3, 2017
Instrument	729211
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1504 E 45TH PL, 1504, TULSA, OK 74105-4120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 THOROUGHBRED DR, SPRING CREEK, NV 89815-5736

Mortgage

Document Number	0000729212
Date	Aug 14, 2017
Instrument	729212

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Aug 14, 2017
Property Address	359 THOROUGHBRED DR, SPRING CREEK, NV 89815-5736
Document Number	0000729210
Instrument Date	Aug 3, 2017
Instrument	729210
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1504 E 45TH PL TULSA OK 741054120, TULSA, OK 74105-4120

Tax Assessment & Valuation

The 2026 property tax bill for 359 Thoroughbred Dr was $1,301, up 2.7% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,301.00 (+2.68%)	$48,503 (-2.57%) Land $14,000 Building $34,503	$138,580 (-2.57%) Land $40,000 Building $98,580
2025	$1,267.00	$49,782 Land $14,000 Building $35,782	$142,234 Land $40,000 Building $102,234
2023	$1,148.00 (+7.89%)	$44,625 (+12.52%) Land $9,975 Building $34,650	$127,500 (+12.52%) Land $28,500 Building $99,000
2022	$1,064.00	$39,659 Land $9,975 Building $29,684	$113,311 Land $28,500 Building $84,811

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 359 Thoroughbred Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 Thoroughbred Dr is extreme, ranking above 95% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 86% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	None beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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