359 Summer St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 359 Summer St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,420 sqft · built 1950
Lot Size	0.443 acres (19,306 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Feb 2021)
Tax Bill	$5,954 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jun 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-008`

Property Details

APN / Parcel Number

Primary APN	`50-008`
Alternative APN	`FRAN M:302 L:020`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	4,132 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,306 sqft (0.443 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	50-008
Street Address	359 SUMMER ST
City	FRANKLIN
State	MA
Zip	02038-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FRANKLIN
Legal Lot Number	20
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1017
Census Tract	442203

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	359 SUMMER ST, FRANKLIN, MA 02038-1467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Jun 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW JERSEY LENDERS CORP
Feb 23, 2018	Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE
Jul 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Feb 23, 2018 · Amount on Record
Deed Book / Page	39045 / 436
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	39045-436
Record Updated	Oct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Feb 24, 2021
Property Address	359 SUMMER ST, FRANKLIN, MA 02038-1467
Document Number	39045-436
Book / Page	39045 / 436
Instrument Date	Feb 19, 2021
Instrument	23677
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	359 SUMMER ST, FRANKLIN, MA 02038-1467

Mortgage

Document Number	23678
Date	Feb 24, 2021
Instrument	23678

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	359 SUMMER ST, FRANKLIN, MA 02038-1467
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38000-318
Date	Jun 19, 2020
Book Page	38000/318
Instrument	58311

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Feb 23, 2018
Property Address	359 SUMMER ST, FRANKLIN, MA 02038-1467
Document Number	35816-172
Book / Page	35816 / 172
Instrument	14796
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 SUMMER ST, FRANKLIN, MA 02038-1467

Mortgage

Document Number	358160175
Date	Feb 23, 2018
Instrument	35816/0175

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jul 11, 2017
Property Address	359 SUMMER ST, FRANKLIN, MA 02038-1467
Document Number	35266-424
Book / Page	035266 / 000424
Instrument Date	Jun 13, 2017
Instrument	62992
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CARDINAL CIR MEDWAY MA 020531962, MEDWAY, MA 02053-1962

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,954.00 (+11.41%)	$512,400 (+13.04%) Land $243,600 Building $268,800	$584,155 (+2.28%)
2024	$5,344.00 (-2.64%)	$453,300 (+3.9%) Land $243,600 Building $209,700	$571,140
2023	$5,489.00	$436,300 Land $245,600 Building $190,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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